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James Martin

Dr.James Martin

Episode 4

The Current Mortgage Market with Vinay Rathod

Hosted by: Dr. James Martin

The Academy Discover Your Options as an Investor

Description

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Do you dream of owning a house without the daunting financial burden? We've got you covered - join us for an enlightening conversation with Vinay Rathod, a seasoned mortgage expert, who'll share his insights on the ever-changing mortgage landscape. We'll navigate through the intricacies of the end of the substantial stamp duty discount and the new tiered system, throwing in a few helpful pointers for first-time buyers.

As a self-employed dentist, we know mortgages can feel like pulling teeth. But don't fret; Vinay is here to save the day, discussing key mortgage considerations for self-employed dentists and the unique advantages at your disposal. We'll hash out the specifics from the scrutiny of your latest bank statements to the implications of SEISS grants. As we dig deeper, Vinay will unveil the seven common financial pitfalls that could lead you astray and the significance of loan-to-value.

Rounding off our discussion, we'll delve into property investments – your potential ticket to financial freedom. From buying to let and pooling resources with fellow dentists, we'll explore all things property. To add more fuel to your investment fire, we'll shed light on the changing tax relief landscape and how a limited company could be your shield against taxation. And guess what? Vinay is not just a mortgage maestro, but also the founder of a new commercial utility brokerage business that can help dentists secure better deals on utilities. So plug in and get ready to learn, grow, and conquer the world of mortgages and property investments.

Transcription

Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.
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