Are you a dentist looking to grow your wealth? Visit our website to learn more.&nbsp;<a href="https://www.viderefinancial.com/contact">https://www.viderefinancial.com/contact</a>——————————————————————— You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a>——————————————————————— Dreaming of an early retirement? This episode is your guide. Financial planning expert Anick Sharma joins us to share actionable steps tailored specifically for dentists. He challenges traditional retirement models, urging you to measure wealth not just in pounds but in time, relationships, and meaningful experiences. Through an inspiring client story, Anick illustrates how understanding your financial position and setting clear goals can help you retire sooner than you thought possible—all while aligning your finances with the life you truly want.We explore how to balance your financial “bucket,” ensuring income, assets, and spending work together to create both present happiness and long-term security. Anick draws a brilliant analogy between financial planning and dental treatment planning: a clear diagnosis is key before choosing the right remedy. Whether you’re planning to step back early or just want to secure a stress-free retirement, this episode is packed with insights to help you craft a strategy that fits your life.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.

The Academy Want to become a DIY investor too

Discover actionable steps to retire early with financial expert Anick Sharma in this must-listen episode.

What Steps Can I Take To Retire Early? with Anick Sharma | EP339

What Steps Can I Take To Retire Early? with Anick Sharma

The Academy Want to shortcut your investment education by years

Get a free audit of your indemnity cover here &gt;&gt;&gt; <a href="https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/">https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/</a>——————————————————————— Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt;&nbsp;&nbsp;——————————————————————— The dreaded dental indemnity renewal season arrives each August and September, bringing with it significant financial demands on dental professionals. With premiums continuing to rise, finding the best coverage at the most reasonable price has never been more important. Adam O'Keefe from Allmed Pro Insurance Specialists joins us to cut through the complexity of dental indemnity, revealing what you should be looking for beyond just the price tag. We explore the critical differences between discretionary and contractual coverage – a distinction that could mean the difference between being protected or left financially exposed when facing a claim. Adam brilliantly illustrates this with a simple question: "Would you insure your house for fire and then wait till you've had the fire to find out whether you're covered?" The conversation delves into why newly qualified dentists face steep premium increases in their early years, how claims trends are affecting the entire profession, and what protection you need after retirement. Most importantly, we uncover the additional benefits that separate exceptional providers from basic ones – from 24/7 legal advice and GP services to reputation management and PR support during crises. These extras can prove invaluable during challenging periods of your career. Whether you're a newly qualified dentist navigating indemnity for the first time or an experienced practitioner looking to ensure you're getting the best value, this episode provides the knowledge you need to make informed decisions. Listen now, then complete our short questionnaire to receive free verifiable CPD – contributing valuable hours to your current learning cycle while potentially saving thousands on one of your practice's biggest annual expenses.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

The Academy Discover Your Options as an Investor

How Can I Reduce My Indemnity Fee? with Adam O'Keeffe [CPD Available]

Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/video/1">https://www.dentistswhoinvest.com/video/1</a>——————————————————————— What’s the smartest way to invest in Bitcoin without risking your financial and mental wellbeing? In this candid episode, Dr Sonny returns to share his rollercoaster journey through Bitcoin’s extreme highs and lows from the thrill of 900 percent gains to the stress of 85 percent drawdownsBitcoin recently surpassed its all time high, reaching approximately 73000 ahead of the expected halving event. This earlier than usual surge may point to increased institutional interest following the launch of Bitcoin ETFs. But for dental professionals considering crypto exposure, the key is not timing but having a clear strategyDrawing on personal experience and market data, Dr Sonny explains how volatility affected not just his portfolio but also his sleep, mental health, and focus at work. He shares practical lessons learned including three investment strategies, allocation tips, and data backed tools that help make sense of Bitcoin’s unpredictable price movementsYou will hear how he uses a hot potato thirds exit approach to manage risk, why technical indicators can be powerful if used correctly, and how to approach crypto investing with a mindset that avoids both hype and fearWhether you are just crypto curious or already holding Bitcoin, this episode offers practical insights to help you make more informed decisions and avoid common pitfalls. As Warren Buffett reminds us, be fearful when others are greedy and greedy when others are fearful a principle that remains especially relevant in the world of cryptocurrency.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

DWI Store

Bitcoin - What Is The Market Doing? with Dr Sandeep Sadana

Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/video/1">https://www.dentistswhoinvest.com/video/1</a>——————————————————————— Navigating the seismic shift in UK tax reporting that is about to impact dental professionals across the country. Making Tax Digital (MTD) represents one of the most significant changes to self-assessment in decades, yet many dentists remain unaware of what is coming or how it will affect their practice finances.From April 2026, self-employed dental professionals with income exceeding £50,000 will need to abandon paper records and begin making quarterly digital submissions to HMRC through compatible software platforms. But the devil truly is in the details. While some practitioners will be immediately captured by these new requirements, those operating through limited companies may find themselves temporarily shielded, provided they do not have significant additional income streams.We break down exactly who will be affected and when, explaining how the threshold will progressively decrease from £50,000 in 2026 to £30,000 in 2027 and eventually £20,000 in 2028. The distinction between different income sources proves critical, with dividends notably excluded from threshold calculations while property income must be counted alongside self-employed earnings. For those with multiple income streams, the administrative burden increases substantially, potentially requiring eight separate quarterly submissions annually rather than the current single return.Practical preparation steps are essential, from establishing dedicated business bank accounts to exploring MTD compatible software solutions. Despite the challenges, there are potential benefits too, including more regular visibility of your financial position and tax liabilities throughout the year. Whether this affects you immediately or in subsequent years as thresholds decrease, understanding these changes now will prevent unnecessary stress as implementation deadlines approach.Click the link in our description to access the free verifiable CPD associated with this episode. Complete the questionnaire, add your reflections, and we will email your certificate to contribute to your CPD hours for this learning cycle.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

Here's What Making Tax Digital In 2026 Means For Dentists with Amman Sarkaria [CPD Available]

Do your mortgage repayments feel high? Connect with Sarah here: <a href="https://www.dentistswhoinvest.com/sarah-grace-mortgages">https://www.dentistswhoinvest.com/sarah-grace-mortgages</a>——————————————————————— Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/video/1">https://www.dentistswhoinvest.com/video/1</a>——————————————————————— Breaking free from the mortgage myths that hold dentists back. If you've been told you need two years of accounts to secure a mortgage, prepare to have your financial horizons expanded. This game-changing conversation with specialist dental mortgage advisor Sarah Grace reveals that dentists can secure mortgages much earlier in their careers than most high street banks would have them believe. For associates, the path to property ownership can begin after just three months of pay schedules. Whether you're fresh from foundation training, transitioning between business structures, or returning from maternity leave, specialist lenders recognize your earning potential without demanding years of financial history. The best part? The interest rate premium for these specialized mortgages is minimal – often just a quarter percent more than standard rates. This means newly qualified dentists can start building property wealth years earlier than they might have thought possible. Practice owners face different considerations but equally promising opportunities. While principals typically need at least a year's worth of accounts, many lenders will consider retained profits within the business rather than just the salary and dividends drawn. This approach recognizes the true financial strength of dental practice ownership, particularly for those structuring their finances efficiently for tax purposes. We also explore the nuances of what lenders consider "commitments" against your name and how company expenses versus personal expenses affect borrowing power – knowledge that can significantly increase your mortgage potential. Ready to rethink what's possible with your dental income? Listen now and discover how to leverage your professional status to secure property financing on your timeline, not the bank's. And don't forget to claim your free verifiable CPD by completing the short questionnaire through the link in our description – making this episode both financially enlightening and professionally valuable.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

Sarah Grace do your mortgage repayments feel high?

Can I Get A Mortgage With Less Than 2 Years Of Accounts? with Sarah Grace [CPD Available]

Sarah Grace Do your mortage repayments feel high?

If you’d like to discuss your finances with a professional, you can connect with Anick here: <a href="https://www.viderefinancial.com/contact">https://www.viderefinancial.com/contact</a>——————————————————————— Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/video/1">dentistswhoinvest.com/video/1</a>——————————————————————— Your financial future deserves more than a menu of investment products. But how can you tell whether the advice you are receiving is truly in your best interest or just a surface-level recommendation?In this episode, Certified Financial Planner Anick Sharma unpacks the confusing world of financial advice, explaining the real difference between financial advisors, wealth managers, and financial planners. While Independent Financial Advisors (IFAs) offer a broader range of products across the market, many others operate under restrictions, recommending only from a limited panel, often at higher cost and with narrower relevance.We discuss why wealth management typically focuses on investment portfolios alone, often overlooking key life goals and broader financial context. In contrast, true financial planning takes a holistic approach, mapping out a clear route from where you are now to where you want to be and ensuring your money supports what matters most in life.Anick also highlights one of the most dangerous misconceptions: that “low-risk” portfolios are always the safest choice. In fact, if they fail to outpace inflation, they may quietly erode your financial future. As Anick puts it, “There’s no point going to the grave with a great big stack of money. You're just going to make the kids rich, not necessarily yourself fulfilled.”So how can you tell if your adviser is offering genuine financial planning or simply selling a product? Ask the right questions, like “When can I retire?” and “What assumptions are you using to get there?” and see if they can answer with evidence and clarity, not just jargon.Whether you are at the beginning of your financial journey or planning your exit strategy, this episode will help you ask better questions, demand better answers, and take more confident control of your financial future.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

Anick Sharma Want to know if you are already retired

Here's What Dentists Need To Know Before Taking Financial Advice with Anick Sharma

Anick Sharma Want to know if you are already retired?

If you’d like to discuss your finances with a professional, you can connect with Anick here: <a href="https://www.viderefinancial.com/contact">https://www.viderefinancial.com/contact</a>——————————————————————— You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a>——————————————————————— What if you’re already financially free – and don’t even realise it? In this powerful episode, Certified Financial Planner Anick Sharma reveals how dentists and business owners often work far longer than necessary, missing out on meaningful time with family, travel, and personal fulfilment.Anick introduces a fresh perspective on retirement. It’s not about reaching a certain age, but about reaching the point where you no longer trade present happiness for future security. Through real-world client stories, he shares how tailored financial planning helped people discover they could retire five years earlier than expected, often prompting life-changing decisions.Central to this approach is a clear and practical cash flow strategy. Anick uses the memorable “bucket analogy” to explain how money enters, fills, and flows through your life – showing how a million-pound pension isn’t the goal, but what that money enables is.We explore why so many dental professionals fall into the “just one more year” trap – continuing to build business value while overlooking personal financial freedom. Anick shows how shifting focus to systematically extracting wealth can allow you to live with more freedom now, rather than waiting for an eventual practice sale.If you’re wondering whether you could afford to work less, travel more, or retire early, this conversation offers clarity, inspiration, and practical steps to get there.Listen now and rethink what retirement could look like – on your terms.Let me know if you'd like a shorter version for social media or an episode title suggestion.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

How To Shave Years Off Your Retirement with Anick Sharma

If you’d like to discuss your finances with a professional, you can connect with Anick here: <a href="https://www.viderefinancial.com/contact">https://www.viderefinancial.com/contact</a>——————————————————————— Get your free verifiable CPD for this episode here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/videos/fact-or-fiction-is-the-sp500-the-best-index-to-invest-in-with-anick-sharma">https://www.dentistswhoinvest.com/videos/fact-or-fiction-is-the-sp500-the-best-index-to-invest-in-with-anick-sharma</a>——————————————————————— “Just put your money in the S&amp;P 500” – it’s the internet’s favourite investing advice. But does it actually hold up? In this eye-opening episode, financial planner Anick Sharma joins us to unpack the truth behind this popular mantra.We break down what the S&amp;P 500 really is – not simply the 500 largest US companies, but only those that meet specific profitability and liquidity rules. This subtle detail has major implications for investors who assume they are getting full exposure to the US economy.Anick shares compelling global data that shows how market leadership constantly shifts. The top-performing country one year often ends up among the worst the next. With the US making up about 61% of global market capitalisation, focusing solely on it means missing nearly 40% of global investment opportunities.We also explore factor-based investing – a research-backed approach that focuses on value, profitability, and size. One strategy highlighted in this episode would have turned £10,000 into £151,000 from 1994 to 2023, outperforming traditional global portfolios.For those preparing for retirement or major financial goals, Anick offers a three-part framework that balances returns, volatility, and emotional comfort – a refreshing alternative to one-size-fits-all investing.Tune in now to learn why the smartest investors think beyond the S&amp;P 500 and how you can too.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

Fact Or Fiction: Is The S&P500 The Best Index To Invest In? with Anick Sharma [CPD Available]

Need help with car finance? Reach out to Ammar Farishta here &gt;&gt;&gt; <a href="https://dentistswhoinvest.com/car-finance">https://dentistswhoinvest.com/car-finance</a>——————————————————————— Thinking about financing a new vehicle as a dentist in 2025? Whether you're considering an electric car, leasing through your limited company, or planning for your next business vehicle, this episode breaks down everything you need to know about car finance in the current landscape.We explore the latest changes to electric vehicle (EV) taxation. From April, EVs now attract a £10 vehicle tax in the first year, followed by a £195 annual charge. While EVs were once tax-free, the government has gradually reduced incentives. However, there is good news – the previously planned luxury tax on EVs costing over £40,000 has now been scrapped, making premium electric cars more affordable for professionals.One of the biggest developments for dental professionals is access to car finance for new limited companies. Traditionally, dentists had to wait over 12 months before applying for vehicle finance through their business. Thanks to new provider partnerships, it is now possible to lease vehicles earlier – even within the first year of trading. While early finance may come with higher rates, refinancing after six to nine months can unlock more competitive terms once your business credit improves.The episode also provides important updates on lead times for factory-ordered vehicles. With production times stabilising post-COVID, custom orders typically take 12 to 16 weeks – so if you're targeting the new September '75 plate, now is the time to act.Tune in to learn how to maximise your options and make smarter decisions when financing a car as a dental professional. Whether you're buying new, used, or leasing through your company, this episode gives you the up-to-date insight you need to get the best deal.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

How Can I Get The Car I Want In 2025? with Ammar Farishta

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a>——————————————————————— Is the UK still a global investment powerhouse, or has it fallen behind? In this insightful episode, financial author and fund manager Andrew Craig uncovers the key reasons why the UK economy and stock market have underperformed in recent decades — and why that could be about to change.UK GDP per capita has remained flat for 30 years, while countries such as Ireland, Singapore and Australia have more than doubled their wealth. Since 2007, the London Stock Exchange has lost half its listed companies, and major firms continue to seek listings abroad. Across the UK, even affluent high streets are struggling, with empty shops and declining footfall.Yet Andrew reveals a surprising turnaround. Despite the gloom, UK value stocks have begun to outperform the S&amp;P 500. Institutional investors are once again showing strong interest in British equities, driven by valuations that are up to 60 percent lower than their US counterparts. With sentiment shifting, the UK is now viewed as one of the best value markets globally.We explore why less than five percent of UK adults invest through a stocks and shares ISA, despite historical data showing UK microcaps returned 16.4 percent annually between 1955 and 2021. Andrew outlines a straightforward strategy for building wealth, including the widely endorsed "100 minus your age" asset allocation rule, and explains how financial literacy can uplift not just individuals, but the economy as a whole.This episode also examines what needs to change in government policy to restore the UK's investment appeal and whether the next bull market could emerge before broader economic recovery takes hold.If you are a UK investor looking to understand current market dynamics, uncover long-term value opportunities, or improve your personal investment strategy, this episode is essential listening.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

Why The UK Lags Other Countries As An Investment Opportunity with Andrew Craig

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a>——————————————————————— What does it take to grow a single dental practice into a network of 150 clinics across multiple countries? Dr Sandeep Kumar shares his journey from a newly requalified dentist in the UK to the founder of one of the most recognized Invisalign-focused dental networks in Europe. After qualifying in India and requalifying in the UK in 2000, Sandeep quickly purchased his first practice and expanded it from one to six surgeries within a few years. But the pivotal moment came in 2017 when he made the bold decision to step away from clinical dentistry entirely. Rather than causing his income to drop, this shift gave him the space to lead strategically and grow faster. This episode uncovers the mindset shifts and strategic pivots behind that decision. Sandeep reflects on the early grind of entrepreneurship, the evolution of dental marketing from traditional ads to digital platforms, and the importance of focusing on data and trends. One key insight came when he realized patients were asking specifically for Invisalign, revealing an untapped opportunity to structure a business around a single treatment. Sandeep outlines three essential principles for dentists looking to grow: build a team of exceptional people, use technology to improve patient understanding, and invest in your personal brand. As more patients search online before choosing a provider, your digital presence is becoming just as important as your clinical skills. Whether you’re an associate dreaming of ownership or a principal ready to scale, this episode offers a practical roadmap for building a business that extends far beyond the dental chair.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

How I Built The MiSmile Network with Dr Sandeep Kumar

Get your free verifiable CPD for this episode here &gt;&gt;&gt; <a href="https://www.dentistswhoinvest.com/videos/dental-practice-market-outlook-2025-with-mr-luke-moore">https://www.dentistswhoinvest.com/videos/dental-practice-market-outlook-2025-with-mr-luke-moore</a>——————————————————————— Curious about dental practice values in today's market? Wonder what's really happening with corporate buyers and whether NHS practices still command premium prices? The data might surprise you. Luke Moore, Head of Dental Elite's practice brokerage team, joins us to unpack the revealing findings from their annual dental market report—a comprehensive analysis representing roughly 25% of all UK dental practice transactions. This insider's view of completed sales (not just valuations) delivers eye-opening insights for anyone considering buying or selling a practice. We dismantle the prevailing "urban myth" that corporates dominate today's acquisition landscape. The reality? Independent dentists purchasing their first, second or third practices remain the primary buyers, while the largest groups have pivoted toward fewer, larger acquisitions with specific strategic focus. The conversation explores why mixed practices command the highest multiples from independent buyers (averaging 3.87x FMT), while private practices are the "jewels in the crown" for corporate buyers (averaging 7.36x EBITDA). Luke shares fascinating details about regional valuation disparities, with practices in recruitment-challenged areas selling for significantly lower multiples than their urban counterparts. Perhaps most revealing is the emerging trend of sellers prioritising complete payment at completion over potentially higher valuations with deferred components—a shift Luke attributes partly to mixed post-sale experiences reported by principals who've previously sold to larger groups. Whether you're a practice owner contemplating your exit strategy, an associate exploring ownership opportunities, or simply interested in the business of dentistry, this data-rich conversation provides crucial context for navigating today's complex dental marketplace. Earn complimentary verifiable CPD by completing the associated assessment through the link in our show notes.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

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