DWI CPD Test: Can I Get A Mortgage With Less Than 2 Years Of Accounts?

1. Which type of mortgage provider is more likely to consider applicants with less than 2 years of accounts?

Specialist lenders

Payday lenders

High street banks

Credit card companies

2. What’s the typical number of months some lenders may require self-employed income history before considering a mortgage?

24 months

36 months

12 months

3–6 months

3. Which financial document is commonly required when applying for a mortgage as self-employed?

Driving license

Payslip

Tax return

Social media profile

4. Why do many assume you need 2 years of accounts to get a mortgage?

It's a legal requirement

It's a traditional rule used by many banks

It's an industry myth

It’s required by HMRC

5. Which group might benefit most from learning about early mortgage options?

Full-time employees

Retired workers

New business owners or associates

Students