Are you a dentist looking to grow your wealth? Visit our website to learn more.&nbsp;<a href="https://www.viderefinancial.com/contact">https://www.viderefinancial.com/contact</a>——————————————————————— You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a>——————————————————————— Dreaming of an early retirement? This episode is your guide. Financial planning expert Anick Sharma joins us to share actionable steps tailored specifically for dentists. He challenges traditional retirement models, urging you to measure wealth not just in pounds but in time, relationships, and meaningful experiences. Through an inspiring client story, Anick illustrates how understanding your financial position and setting clear goals can help you retire sooner than you thought possible—all while aligning your finances with the life you truly want.We explore how to balance your financial “bucket,” ensuring income, assets, and spending work together to create both present happiness and long-term security. Anick draws a brilliant analogy between financial planning and dental treatment planning: a clear diagnosis is key before choosing the right remedy. Whether you’re planning to step back early or just want to secure a stress-free retirement, this episode is packed with insights to help you craft a strategy that fits your life.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.

The Academy Want to become a DIY investor too

Discover actionable steps to retire early with financial expert Anick Sharma in this must-listen episode.

What Steps Can I Take To Retire Early? with Anick Sharma | EP339

What Steps Can I Take To Retire Early? with Anick Sharma

The Academy Want to shortcut your investment education by years

Get your free verifiable CPD for this episode here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/videos/what-the-spring-budget-means-for-dentists-with-david-hossein">https://www.dentistswhoinvest.com/videos/what-the-spring-budget-means-for-dentists-with-david-hossein</a>——————————————————————— Chancellor Rachel Reeves's spring statement brought limited changes, but dental practices still face significant financial shifts from April 1st stemming from October's budget announcements. Specialist dental accountant David Hossain breaks down exactly what dental professionals need to know right now. The increasing cost pressures on dental businesses deserve close attention. With employer National Insurance contributions rising by 1.2% and the National Living Wage jumping to £12.21 hourly, practice owners face immediate decisions about pricing structures and operational expenses. Meanwhile, those considering practice sales should take note of the Business Asset Disposal Relief tax rate climbing from 10% to 14% on the first £1 million of proceeds - a change triggering a flurry of transactions before the April deadline. Beyond these immediate concerns, dental professionals should prepare for expanding HMRC enforcement activity. Random practice inspections are becoming more common after years of relative quiet, while late payment penalties increase to 10%. Making Tax Digital also moves forward despite delays, eventually requiring quarterly accounting submissions. With economic growth forecasts halved to just 1% and government welfare cuts expected to push 250,000 people into poverty, the broader economic environment presents additional challenges for dental businesses. Want to turn listening into learning? We're excited to announce that this episode offers free verifiable CPD to all UK dentists. Simply click the link in our description, complete the questionnaire, add your reflections, and we'll email your certificate. Stay financially informed while meeting your CPD requirements - subscribe now for more essential insights that protect and grow your dental business.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.

DWI Store

What The Spring Budget Means For Dentists with David Hossein [CPD Available]

Get your free verifiable CPD for this episode here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/videos/mortgage-bulletin-for-dentists-with-sarah-grace">https://www.dentistswhoinvest.com/videos/mortgage-bulletin-for-dentists-with-sarah-grace</a>——————————————————————— The mortgage landscape for UK dentists is shifting dramatically in 2024. Sarah Grace, a specialist mortgage broker to dental professionals, breaks down what you need to know right now about your most significant financial commitment. The recent Bank of England decision to hold interest rates at 4.5% signals caution amid ongoing economic concerns. Sarah explains why experts anticipate possible rate reductions around August, potentially reaching 4% by year-end, while clarifying the crucial distinction between Bank of England decisions and the swap rates that determine fixed mortgage costs. For many dental professionals, this year brings significant financial adjustments as the "bumper year" for fixed-rate expirations continues. If you're transitioning from a low fixed rate secured years ago, prepare for potential payment increases as rates have climbed substantially. Sarah guides us through practical considerations and timing strategies to minimize financial impact during this transition. Perhaps most urgently, first-time buyers face a critical April 1st deadline when stamp duty thresholds revert to £300,000. This represents a substantial financial hit for dental professionals purchasing above this price point - with one client potentially facing an additional £11,000 tax bill if missing the March deadline. Understanding these imminent changes is essential whether you're refinancing, buying your first practice property, or expanding your portfolio. Are you making the most informed decisions about your mortgage? Listen now, and don't forget to claim your free verifiable CPD by completing the short questionnaire through the link in our description!——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.

Sarah Grace do your mortgage repayments feel high?

Mortgage Bulletin For Dentists with Sarah Grace [CPD Available]

Sarah Grace Do your mortage repayments feel high?

Get your free verifiable CPD for this episode here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/videos/the-most-important-part-of-your-investing-strategy-with-luke-hurley">https://www.dentistswhoinvest.com/videos/the-most-important-part-of-your-investing-strategy-with-luke-hurley</a>——————————————————————— Ever feel like you're on a financial treadmill, working harder and accumulating more without a clear destination in mind? You're not alone. While most investors obsess over stock picks and portfolio diversity, they're missing the crucial first step that truly determines financial success. Financial advisor Luke Hurley joins us to reveal why defining your vision should come before any investment decisions. He shares three powerful principles that form the foundation of effective financial planning: time as our most precious resource, happiness as our ultimate goal, and money as merely a tool to enable our best life. The conversation explores how to discover your financial "why" by asking deeper questions about what truly matters to you. Luke guides us through setting meaningful milestone goals and calculating your personal "number" for financial independence—that sweet spot where you work because you choose to, not because you have to. The statistics are eye-opening: 77% of UK adults don't know how much they need for retirement, while only 20% feel confident they're saving enough. For dentists and high-earning professionals, the insights are particularly valuable—you might already have enough to retire but haven't realized it because you've never defined what "enough" means to you. We examine the limitations of conventional retirement calculations like the 4% rule and challenge common assumptions about pension strategies. Luke explains why proper planning might mean preserving pension assets for inheritance rather than early withdrawal—a counterintuitive approach that could significantly benefit your financial legacy. Ready to align your money with your true values? Listen now to discover your financial vision—and don't forget, UK dentists can earn free verifiable CPD by completing the questionnaire in the episode description. Transform your relationship with money by first understanding what it's really for.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.

Luke Hurley Investing Strategy

The Most Important Part Of Your Investing Strategy with Luke Hurley [CPD Available]

Luke Hurley Vertical Investing Strategy 

Get your free verifiable CPD for this episode here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/videos/why-labour-could-be-targeting-dentists-with-mike-bryan">https://www.dentistswhoinvest.com/videos/why-labour-could-be-targeting-dentists-with-mike-bryan</a>——————————————————————— Could your dental practice be in HMRC’s sights? With 5,000 new inspectors targeting small businesses, dentists are a prime focus as Labour looks to close the £40 billion tax gap.In this episode, Mike Bryan explains how upcoming tax changes — like Making Tax Digital — could increase your admin load and what steps you can take to stay compliant while minimising your tax bill.Don’t get caught out — tune in now and claim your free CPD.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.

Why Labour Could Be Targeting Dentists with Mike Bryan [CPD Available]

Get your free verifiable CPD for this episode here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/videos/how-to-invest-via-ltd-company-with-luke-hurley-and-anick-sharma">https://www.dentistswhoinvest.com/videos/how-to-invest-via-ltd-company-with-luke-hurley-and-anick-sharma</a>——————————————————————— Got extra cash sitting in your dental company? Leaving it there means inflation eats away at it but taking it out comes with a hefty tax bill. So, what’s the smart move?In this episode, financial pros Anick Sharma and Luke Hurley break down how to invest through your Ltd company — covering intercompany loans, holding companies, and whether property or stocks are the better bet.If you’re a dentist looking to make your company’s money work harder, this one’s for you. Tune in.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.

How To Invest Via Your Ltd Company with Luke Hurley and Anick Sharma [CPD Available]

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a>——————————————————————— What if your dental practice could run itself while you work just one day a week? Dr. Hema Dhingra shares how she transformed from an associate to a thriving practice owner, tripling turnover and building a self-sustaining business all while balancing motherhood.She reveals the mindset shifts, leadership strategies, and culture-building techniques that helped her scale from three dentists to a multi-specialist team proving that practice ownership doesn’t have to mean burnout.Thinking of buying a practice? This episode is packed with insights to help you make it happen!——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.

Dr. Hema Dhingra shares an alternative route to early retirement, exploring strategies dentists can use to achieve financial freedom sooner.

A Different Route to Early Retirement | EP356

An Alternate Path To Early Retirement with Dr Hema Dhingra

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a>——————————————————————— What makes two young dentists take the plunge into practice ownership at just 25? James and Katy Nolan share their journey of launching a squat practice—combining ambition, a bit of naivety, and a whole lot of determination.They open up about the highs, the hurdles, and the lessons learned along the way, from building patient trust with minimal marketing spend to balancing business with their personal relationship.If you’re thinking about starting your own practice (or just love a good success story), this episode is a must-listen!——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.

James & Katy Nolan share why they started a squat practice at 25, the challenges they faced, and what dentists can learn from their journey. 

Starting a Squat Practice at 25 | EP355

Why We Started A Squat Practice At 25 Years Of Age with Dr James and Dr Katy Nolan

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a>——————————————————————— Gold has fascinated investors for centuries, but is it still a smart move today? In this episode, we break down the ins and outs of gold investment and why it holds value, how it compares to paper assets, and how you can add it to your portfolio. We explore four key ways to invest: owning physical gold, buying gold mining stocks, investing in gold ETFs, and even spread betting. Each comes with its own risks and rewards, and we’re here to help you navigate them. If you’re looking for a hedge against economic uncertainty, gold might just be your answer. Tune in to find out how to make it work for you!——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.

Thinking about investing in gold? Dr. James Martin breaks down the key strategies, risks, and benefits for dentists looking to diversify.

How Can I Invest In Gold? | EP354

How Can I Invest In Gold? with Dr James Martin

Get your free verifiable CPD for this episode here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/videos/isas-vs-pensions-heres-what-dentists-need-to-know-with-anick-sharma">https://www.dentistswhoinvest.com/videos/isas-vs-pensions-heres-what-dentists-need-to-know-with-anick-sharma</a>——————————————————————— Ever felt lost in the maze of ISAs and pensions? You’re not alone. Many dentists struggle with deciding where to put their money for the best returns. In this episode, financial expert Anick Sharma breaks down the key differences, helping you make informed choices about your financial future.We dive into ISAs and how they offer tax-free savings, the different types available, and how they fit into short- and long-term plans. Then, we tackle pensions, unpacking the tax relief benefits that can supercharge your investments over time. So, which should you use? ISAs, pensions, both… or neither?Tune in for clear, no-nonsense guidance on maximising your savings and making your money work harder for you.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.

Anick Sharma Want to know if you are already retired

ISAs or pension - which is better for dentists? Anick Sharma breaks down the key differences to help you make smarter financial decisions.

ISAs vs Pensions: What Dentists Should Know | EP353

ISAs vs Pensions: Here's What Dentists Need To Know with Anick Sharma [CPD Available]

Anick Sharma Want to know if you are already retired?

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a>——————————————————————— From practice owner to high-level corporate leader, Dr Anne O’Donnell has seen and done it all in dentistry. In this episode, she takes us through her journey—qualifying in 1984, navigating the strict advertising rules of the time, and building a thriving practice by 1998. Anne shares key lessons on branding, marketing, and adapting to an industry that’s constantly evolving, giving dentists a masterclass in long-term success.We dive into the mindset shift that took Anne from running a practice to thinking like a CEO. She explains why every dentist should have a three-year growth plan and how applying business principles can accelerate success. Whether you’re looking to scale, sell, or simply make your practice more profitable, Anne’s strategic insights will change the way you view dental careers.And when it comes to financial planning, Anne doesn’t hold back. We cover the realities of consolidation, transitioning to an associate-led model, and preparing for a lucrative exit. She also shares her latest venture in practice mentoring, helping dentists maximise their potential. If you want to future-proof your career and business, this episode is packed with wisdom you won’t want to miss.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.

Dr Anne O’Donnell has done it all in dentistry! Tune in as she shares her journey, lessons learned, and insights from her incredible career.

A Dentist’s Journey: Dr Anne O’Donnell | EP352

This Lady Has Done Everything There Is To Do In Dentistry with Dr Anne O'Donnell

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a>——————————————————————— Want to sell your dental practice for top dollar? In this episode, we sit down with Luke Moore from Dental Elite to break down the key factors that can boost your sale multiple. From understanding EBITDA to navigating the impact of interest rates, Luke shares insider tips on making your practice more attractive to buyers. With private equity still hungry for acquisitions, now’s the time to ensure your practice stands out in a competitive market.We’ll uncover strategies to minimise risk and maximise value, from reducing “key man risk” to shifting towards private income streams. Learn how diversifying patient loads among associates and keeping contracts stable can safeguard your practice’s appeal. Plus, if you’re considering transitioning from NHS to private, we discuss how to make the shift without losing financial momentum.Finally, we dive into the importance of patient numbers in driving up your practice’s value. Luke reveals the ideal patient-to-surgery ratio, how to re-engage lapsed patients, and why a strong recall system is essential. Whether you’re planning to sell soon or just want to future-proof your business, this episode is packed with actionable insights to help you secure a high-value exit.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.

Boost your dental practice sale value with Luke Moore. Discover strategies to maximise your multiple and secure the best deal.

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