Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt; <a href="https://www.dentistswhoinvest.com/videos/heres-what-the-upcoming-tax-deadlines-mean-for-your-investments-with-anick-sharma">https://www.dentistswhoinvest.com/videos/heres-what-the-upcoming-tax-deadlines-mean-for-your-investments-with-anick-sharma</a>——————————————————————— Want your next surgery upgrade to pay you back? We dive deep into capital allowances for dental practices and show how renovations, fit-outs, and even property purchases can turn into serious tax savings without schemes or risk. With specialist insight from property tax expert Chris Lonergan, we break down the simple idea that changes everything: move as much spend as possible into fast plant and machinery allowances, and keep the slow structures and buildings bucket to a minimum. We walk through clear, real-world examples: from a £500k Victorian conversion that produced roughly £490k in allowances, to scenarios where higher-rate income taxpayers receive chunky cheques by carrying claims back. You’ll learn what really qualifies in a clinic setting, including electrical systems, plumbing, ventilation, data, alarms, fitted kitchens, reception, and partitions. We also explain why loose clinical kit is just the start, and how the unseen assets inside your walls often hold the biggest value when properly surveyed and categorised. Buying a building? The seller’s status matters. Conversions from residential, purchases from non-taxpaying entities like the NHS or charities, and acquisitions from developers can preserve large pools of embedded allowances for you. Leaseholders who fund their own fit-outs can also claim, as allowances follow the spender. We cover the pitfalls too: why most accountants can’t value second-hand buildings or parse interim certificates, how to approach grants, and when a specialist report unlocks PMA you didn’t know you had.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

DWI Store

Saving 5 Figures On Tax For Your Dental Practice with Chris Lonergan [CPD Available]

Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt; <a href="https://www.dentistswhoinvest.com/videos/heres-what-the-upcoming-tax-deadlines-mean-for-your-investments-with-anick-sharma">https://www.dentistswhoinvest.com/videos/heres-what-the-upcoming-tax-deadlines-mean-for-your-investments-with-anick-sharma</a>——————————————————————— Tired of the 31 January scramble and the sting that follows? We take the stress apart and rebuild it into a calm, structured plan for dentists who want to pay less tax and gain more freedom. With expert planner Anick Sharma, we dive into the practical moves that matter: company-paid pension contributions that cut corporation tax, how to avoid the 60% effective rate trap as a sole trader, and the right way to coordinate your accountant and planner so nothing slips through the cracks. We get honest about the NHS pension and why the annual allowance can ambush even savvy clinicians. You’ll hear how carry forward works in practice, when to proceed with caution, and why timing and accurate inputs make the difference between relief and an unexpected charge. Then we widen the lens beyond pensions: claiming allowable expenses and capital allowances, placing insurance in the most tax-efficient way, and choosing a salary-dividend split that actually matches your goals rather than last year’s guess. Money sitting idle is another hidden cost. We break down a simple, proven approach to cash versus investing: match money to purpose across short, medium, and long horizons so liquidity is there when needed and growth is there when wanted. Real-world stories show how defining your destination first can unlock capital that’s been parked for “safety,” turning it into a portfolio that powers your plan. The takeaway is clear and actionable: know your point B, then pull the right levers—pensions, allowances, and disciplined extraction—to reach it faster with fewer January shocks.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

Here's What The Upcoming Tax Deadlines Mean For Your Investments with Anick Sharma [CPD Available]

Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt; <a href="https://www.dentistswhoinvest.com/videos/making-tax-digital-heres-what-dentists-need-to-know-with-david-hossein">https://www.dentistswhoinvest.com/videos/making-tax-digital-heres-what-dentists-need-to-know-with-david-hossein</a>——————————————————————— The rules are changing for self‑employed dentists. From April 2026, Making Tax Digital extends beyond VAT into Income Tax Self Assessment, pulling most associates and many sole‑trader practice owners into quarterly digital reporting. We brought specialist dental accountant David Hossein to cut through the noise: who is affected, what to file, the exact first deadlines, and how to set up the right software without creating a new full‑time job for yourself. We start with the basics that trip people up. The threshold is based on income, not profit, and rental income in your own name can push you over the line. Dividends do not count. You will submit digital updates every quarter using MTD‑compatible software, then a final statement to tie everything together. Payments of tax do not change at first, but planning for eventual quarterly payments is wise. David lays out the first reporting period (6 April to 5 July 2026) and the submission date (7 August 2026) so you can work backwards and avoid penalties. Then we get practical. We compare FreeAgent, Xero, and QuickBooks, and explain why many dentists will be fine on FreeAgent, especially when it is free via certain bank accounts. Clean bank feeds, correct import dates, and reconciling to statements are non‑negotiable. We show how to use built‑in tax forecasting to ring‑fence cash, reduce January shocks, and time pensions or equipment purchases with confidence. We also explore the structural choices: companies and partnerships sit outside this phase of MTD for now, but incorporation only makes sense when it aligns with tax, pension, and cashflow goals. For some on the cusp, MTD may be the nudge to reassess.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

Making Tax Digital: Here’s What Dentists Need To Know with David Hossein [CPD Available]

Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt; <a href="https://www.dentistswhoinvest.com/videos/dental-practice-market-outlook-nov-2026-with-luke-moore">https://www.dentistswhoinvest.com/videos/dental-practice-market-outlook-nov-2026-with-luke-moore</a>——————————————————————— Valuations are shifting fast, and so are the rules that shape them. We sat down with dental practice sales expert Luke Moore to map the real market moves behind the headlines: why groups are winning a bigger share of deals, how cheaper debt is fuelling micro-consolidation, and where independent buyers are still paying up for the right assets. If you’re weighing a purchase, planning to sell, or just want to understand what your practice is worth in today’s climate, this conversation lays out the numbers and the nuance. We dig into the latest data points on deal sizes and EBITDA multiples, separating independent buys from group-led transactions and explaining why some NHS-heavy portfolios are dragging averages down while high-quality private and mixed practices still push toward the high-7x range. Geography and recruitment take centre stage: NHS valuations diverge sharply by region, with London and the South East often outperforming due to easier clinician hiring. We also unpack the thaw in Wales, where signals of a return to an item-of-service style approach and an uplifted hourly rate are drawing buyers back—alongside a sober look at how associate pay expectations could compress EBITDA. Policy is the wildcard. A widely flagged income tax rise could make holding less attractive than selling for many principals, especially as frozen tax bands and the 100k trap quietly raise effective rates. We walk through BADR’s step up toward 18% by 2026 and what that means in pure cash terms, plus the practical timing options many owners are modelling to protect their net proceeds. On costs, a likely National Living Wage increase around 4% will ripple through pay differentials, nudging ancillary costs higher and forcing tighter discipline on margins.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

Dental Practice Market Outlook Nov 2025 with Luke Moore [CPD Available]

Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt; <a href="https://www.dentistswhoinvest.com/videos/smart-ways-to-reduce-your-finance-repayments-with-kevin-saunders">https://www.dentistswhoinvest.com/videos/smart-ways-to-reduce-your-finance-repayments-with-kevin-saunders</a>——————————————————————— Cash flow feeling tight while your practice ambitions keep growing? We dive into the real mechanics of refinancing for dentists and show how the right structure can lower monthly payments, unlock equity, and create the headroom to expand with confidence. Rather than chasing a headline rate, we focus on the three levers that truly move the needle: loan amount, interest rate, and term—and how blended and partially amortising loans can beat a small rate cut when it comes to monthly affordability. Kevin breaks down why refinancing is broader than most owners realise, from releasing capital to buy equipment or a second site, to restructuring short-term debts that strain cash flow. We explore blended loans that combine property and goodwill into one manageable term, interest-only elements that help a deal service when goodwill valuations are high, and unsecured options up to mid-six figures that avoid valuation and legal fees. For startups that have grown fast, we explain how stronger accounts after 18–24 months can open the door to cheaper, longer-term facilities that consolidate asset finance and free cash to complete surgeries. You’ll hear practical, anonymised case studies: clients cutting thousands per month by shifting to partially amortising structures without borrowing more, buyers who held repayments steady while fitting out additional surgeries, and a bridge-to-refi path that secured a property before planning, later simplified through an unsecured refinance. We also discuss evolving bank policies—longer goodwill terms, flexibility around leases, and rising loan-to-values—and why matching products to your practice plan matters more than picking a single “best” lender.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

Smart Ways To Reduce Your Finance Repayments with Kevin Saunders [CPD Available]

Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt; <a href="https://www.dentistswhoinvest.com/videos/upcoming-tax-changes-to-selling-a-dental-practice-pre-budget-speculation-with-nathan-atkinson">https://www.dentistswhoinvest.com/videos/upcoming-tax-changes-to-selling-a-dental-practice-pre-budget-speculation-with-nathan-atkinson</a>——————————————————————— A lot changes when the cost of selling your life’s work starts creeping up. We sit down with healthcare M&amp;A specialist Nathan Atkinson to map the moving parts around business asset disposal relief, how the dental deals market heats up ahead of Christmas, and what smart owners can do today to protect value tomorrow. If you’ve wondered whether to push for a pre-Budget completion or wait for clarity, this conversation gives you the practical lens you need. We start with the basics: why BADR rate moves influence deal timing and how buyers behave when sellers feel a deadline. Nathan explains the year-end rush, solicitor bottlenecks, and why a lively market doesn’t automatically equal bargain prices. From there we explore what’s known versus unknown in the policy pipeline, including the risk of further capital gains tax changes and shifts to employer national insurance that could squeeze larger practices and corporates. The heart of the episode focuses on fundamentals that outlast Budget cycles. Many NHS-reliant practices are seeing higher turnover without better margins, thanks to cost creep and payroll pressures. We talk through how buyers read those numbers, why EBITDA quality drives valuation, and the practical steps owners can take to shore up margins, trim admin costs, and present clean, consistent accounts. Nathan’s core message is simple: plan earlier than feels comfortable. Five to eight years out is not too soon to optimise share structures, align partners, formalise associate agreements, and build a documentation trail that speeds diligence.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

Upcoming Tax Changes To Selling A Dental Practice + Pre-Budget Speculation with Nathan Atkinson [CPD Available]

Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt; <a href="https://www.dentistswhoinvest.com/videos/organic-social-media-marketing-in-2025-with-joe-goodchild">https://www.dentistswhoinvest.com/videos/organic-social-media-marketing-in-2025-with-joe-goodchild</a>——————————————————————— If you think organic social only works once you’ve built a big following, this conversation will change your mind. We sit down with videography‑driven marketer Joe Goodchild to unpack how dentists can turn simple, authentic reels into real enquiries and booked e‑consults without spending on ads. We start by tackling the mental barrier that keeps clinicians from posting: fear of judgement. Joe shares why short, honest videos outperform polished graphics, how modern algorithms sample content from new accounts, and the small production tweaks that make a big difference—like filming facing a window for clean, flattering light. We get practical about audience targeting too: speak to specific patient scenarios and desired treatments, not generic tips that vanish in the feed. From there, we map the platform strategy. Instagram remains the best organic home for dentists thanks to Reels and a broad user base that increasingly includes older patients. Facebook still helps reach implant demographics, though expect limited organic reach. TikTok can deliver big top‑of‑funnel visibility; use it to push traffic to Instagram or straight to your site rather than chasing DMs as the sole KPI. Then we rebuild the conversion path: write a clear bio stating who you help, where you work, and how to book, and replace crowded link trees with one decisive CTA. Joe breaks down why a direct e‑consult link outperforms open‑ended DMs, and how Calendly’s custom fields, reminders, and short slots keep bookings smooth and show‑ups high. We round things out with a take on branding: use colour and consistency, but avoid repetitive grid patterns that turn into wallpaper—variety and clarity keep viewers engaged.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

Organic Social Media Marketing In 2025 with Joe Goodchild [CPD Available]

Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt; <a href="https://www.dentistswhoinvest.com/videos/should-i-or-should-i-not-get-life-insurance-with-anick-sharma">https://www.dentistswhoinvest.com/videos/should-i-or-should-i-not-get-life-insurance-with-anick-sharma</a>——————————————————————— What if the fastest path to financial independence isn’t chasing a bigger pot, but transferring the right risks? We dive into life insurance for UK dentists with specialist adviser Anick Sharma to show how smart cover can protect your family, reduce tax, and keep your investments compounding without interruption. We start by reframing insurance as the oxygen mask for your plan. Rather than a sunk cost, the right policy ring‑fences the downside so your portfolio stays invested through life’s shocks. That stability narrows assumptions, shrinks the required emergency buffer, and can pull your financial independence date forward. We break down how to size cover for real‑world needs—mortgage, school fees, household cash flow—so a bereavement doesn’t force asset sales or a scramble for income. Structure is everything. We compare level, decreasing, and inflation‑linked terms, and explain when two single‑life policies beat a joint plan to avoid leaving the survivor uncovered. For limited company owners, we highlight the power of a Relevant Life Plan: employer‑paid, typically deductible, and without a P11D benefit in kind. We also tackle inheritance tax planning and why placing policies in trust can keep proceeds outside the estate and available quickly to your loved ones. Along the way, we pinpoint common pitfalls—only insuring the mortgage, ignoring NHS death‑in‑service, letting premiums drift, or failing to review after major life changes.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

Anick Sharma Want to know if you can retire early

Should I Or Should I Not Get Life Insurance? with Anick Sharma [CPD Available]

Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt; <a href="https://www.dentistswhoinvest.com/videos/how-to-save-money-on-your-mortgage-as-a-dentist-with-will-coe">https://www.dentistswhoinvest.com/videos/how-to-save-money-on-your-mortgage-as-a-dentist-with-will-coe</a>——————————————————————— Buying a home as a dentist shouldn’t feel like translating your career into a foreign language. We sit down with mortgage specialist William to turn “complex income” into a clear story underwriters understand, so you can borrow confidently without paying a premium for your structure. From UDAs and SA302s to net profit policies and partnerships, we break down exactly how to present your earnings and which details actually move the needle on affordability. We start with sole traders and employed clinicians who add private work, showing how payslips, tax calculations, and consistent patterns across two years help secure stronger offers. Locums and contractors aren’t locked out either; some lenders will work off current contracts and recent invoices when the case is assembled cleanly. Then we tackle limited company associates, where low salary and dividends used to cap borrowing. A growing set of lenders now consider salary plus net profit, particularly when the business has minimal overheads, so your retained profits can count toward what you can reasonably draw.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

How To Save Money On Your Mortgage As A Dentist with William Coe [CPD Available]

Get a free audit of your indemnity cover here &gt;&gt;&gt; <a href="https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/">https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/</a>——————————————————————— Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt; <a href="https://www.dentistswhoinvest.com/videos/can-i-borrow-100-of-the-money-needed-to-buy-a-dental-practice-part-2-with-kevin-saunders">https://www.dentistswhoinvest.com/videos/can-i-borrow-100-of-the-money-needed-to-buy-a-dental-practice-part-2-with-kevin-saunders</a>——————————————————————— What if the deposit that’s been holding you back from buying a dental practice wasn’t actually required? We unpack how first-time buyers can now secure 100% finance not just on property, but on goodwill too, thanks to a major shift in bank credit policy that lifts the goodwill cap to £750,000 per dentist. That change opens the door for solo and joint buyers to fund real-world practice prices, while still meeting the hard test that matters most: serviceability. We walk through how lenders assess cash flow, why extending goodwill terms from 15 to 20 years can make the numbers work, and how pricing bands change with loan-to-value. Expect straight talk on margins over base, what a small deposit does or doesn’t do to your rate, and how development budgets fit in. If you plan to invest in equipment or upgrades, we outline the trade-offs between short-term development loans and including improvement capital upfront over a longer term to protect cash flow. For current owners eyeing a second site, we explain how to release equity from existing goodwill or freehold to build a workable deposit and still leverage 100% funding on the new acquisition. We also explore the market backdrop: banks competing for healthcare clients, long-outdated caps finally moving, and what this policy “arms race” means for buyers ready to act. Throughout, we emphasise case-by-case modelling, realistic owner drawings, and the refinance play once performance lifts and leverage falls.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

Can I Borrow 100% Of The Money Needed To Buy A Dental Practice? (Part 2) with Kevin Saunders [CPD Available]

Get a free audit of your indemnity cover here &gt;&gt;&gt; <a href="https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/">https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/</a>——————————————————————— Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt; <a href="https://www.dentistswhoinvest.com/videos/heres-how-to-get-more-patients-and-minimise-white-space-with-marius-satraru">https://www.dentistswhoinvest.com/videos/heres-how-to-get-more-patients-and-minimise-white-space-with-marius-satraru</a>——————————————————————— Empty chairs aren’t fixed with louder ads; they’re fixed with smarter systems. We dive into the real reasons diaries have white space and map a practical route from first click to accepted treatment, together with Marius Satraru of Align Media, who builds lead engines for dental practices. Rather than throwing money at SEO or Google Ads, we explore how to repair the funnel: a website that looks human and loads fast, multiple ways to convert (booking, forms, click‑to‑call, chatbot), and a CRM that treats your database as an asset instead of an afterthought. We get specific about the moments where leads leak. Missed calls after hours quietly erase demand, so we talk through AI reception as a night‑shift helper that books or sends links, speeding response without replacing your front desk. Follow‑up time matters just as much; personalised auto‑replies that reference the enquiry keep attention and reduce comparison shopping. We also unpack why fee pages cause exits, how a deposit policy can be tested to lower friction, and why clear finance options and next steps turn price browsing into bookings. For campaigns like Invisalign open days, we show how to start with your existing database: targeted emails, plain‑English benefits, strong subject lines, and simple booking paths. Once foundations convert, then scale. That’s when SEO earns clicks and ads make sense, especially with focused landing pages that mirror ad promises and track results beyond leads to booked revenue. Throughout, we use a simple rule: stop self‑diagnosing. Audit answer rates, response speed, website conversion, CRM automation, and email cadence; fix the largest drop‑offs first, then widen the top of the funnel with the right channels. Want the full checklist and examples you can act on today? Listen now, subscribe for future deep dives, and leave a quick review with your biggest bottleneck—we’ll tackle it next.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

Here's How To Get More Patients (...And Minimise White Space) with Marius Satraru [CPD Available]

Get a free audit of your indemnity cover here &gt;&gt;&gt; <a href="https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/">https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/</a>——————————————————————— Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt; <a href="https://www.dentistswhoinvest.com/videos/what-corporate-structure-should-i-use-for-my-dental-practice-with-ray-goodman">https://www.dentistswhoinvest.com/videos/what-corporate-structure-should-i-use-for-my-dental-practice-with-ray-goodman</a>——————————————————————— Want a structure that protects your personal assets, trims your tax bill, and makes selling your practice smoother? We sit down with specialist dental solicitor Ray Goodman to translate legal jargon into practical choices for dentists—when to stay as a sole trader, when a limited company pays off, how partnerships really work, and why “expense sharing” can quietly turn into a partnership with joint and several liability. If you’ve ever wondered whether dividends beat salary, who can be a director or shareholder, or how to keep decision‑making fair between owners, this conversation gives you the playbook. We pull apart the mechanics of limited companies—the corporate veil, director duties, and the underrated advantage of flexible ownership that can include non‑DCP shareholders provided you meet the director rule. We compare this with partnerships, highlighting the risk of being chased for your partner’s debts and the absolute need for watertight agreements covering drawings, profit splits, deadlocks, and exits. We also examine expense sharing arrangements and explain why, if money is pooled with a view to profit, the law likely treats that as a partnership regardless of the label. Thinking about incorporating an NHS contract? Ray outlines the real pathway: local area team discretion, novation agreements, and the welcome shift in guidance around personal guarantees and time‑limited obligations. We also tackle UDA value conditions that can attach to incorporation and show how to weigh the tax benefits against possible rate reductions. Rounding it out, we look at LLPs, when they make sense, and why many dental accountants still favour limited companies for scalability and sale readiness.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

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