Get a free audit of your indemnity cover here &gt;&gt;&gt; <a href="https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/">https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/</a>——————————————————————— Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt;&nbsp;——————————————————————— What if the fastest path to financial independence isn’t chasing a bigger pot, but transferring the right risks? We dive into life insurance for UK dentists with specialist adviser Anick Sharma to show how smart cover can protect your family, reduce tax, and keep your investments compounding without interruption. We start by reframing insurance as the oxygen mask for your plan. Rather than a sunk cost, the right policy ring‑fences the downside so your portfolio stays invested through life’s shocks. That stability narrows assumptions, shrinks the required emergency buffer, and can pull your financial independence date forward. We break down how to size cover for real‑world needs—mortgage, school fees, household cash flow—so a bereavement doesn’t force asset sales or a scramble for income. Structure is everything. We compare level, decreasing, and inflation‑linked terms, and explain when two single‑life policies beat a joint plan to avoid leaving the survivor uncovered. For limited company owners, we highlight the power of a Relevant Life Plan: employer‑paid, typically deductible, and without a P11D benefit in kind. We also tackle inheritance tax planning and why placing policies in trust can keep proceeds outside the estate and available quickly to your loved ones. Along the way, we pinpoint common pitfalls—only insuring the mortgage, ignoring NHS death‑in‑service, letting premiums drift, or failing to review after major life changes.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

The Academy Discover Your Options as an Investor

Should I Or Should I Not Get Life Insurance? with Anick Sharma [CPD Available]

Get a free audit of your indemnity cover here &gt;&gt;&gt; <a href="https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/">https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/</a>——————————————————————— Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt; <a href="https://www.dentistswhoinvest.com/videos/how-to-save-money-on-your-mortgage-as-a-dentist-with-will-coe">https://www.dentistswhoinvest.com/videos/how-to-save-money-on-your-mortgage-as-a-dentist-with-will-coe</a>——————————————————————— Buying a home as a dentist shouldn’t feel like translating your career into a foreign language. We sit down with mortgage specialist William to turn “complex income” into a clear story underwriters understand, so you can borrow confidently without paying a premium for your structure. From UDAs and SA302s to net profit policies and partnerships, we break down exactly how to present your earnings and which details actually move the needle on affordability. We start with sole traders and employed clinicians who add private work, showing how payslips, tax calculations, and consistent patterns across two years help secure stronger offers. Locums and contractors aren’t locked out either; some lenders will work off current contracts and recent invoices when the case is assembled cleanly. Then we tackle limited company associates, where low salary and dividends used to cap borrowing. A growing set of lenders now consider salary plus net profit, particularly when the business has minimal overheads, so your retained profits can count toward what you can reasonably draw.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

DWI Store

How To Save Money On Your Mortgage As A Dentist with William Coe [CPD Available]

Get a free audit of your indemnity cover here &gt;&gt;&gt; <a href="https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/">https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/</a>——————————————————————— Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt; <a href="https://www.dentistswhoinvest.com/videos/can-i-borrow-100-of-the-money-needed-to-buy-a-dental-practice-part-2-with-kevin-saunders">https://www.dentistswhoinvest.com/videos/can-i-borrow-100-of-the-money-needed-to-buy-a-dental-practice-part-2-with-kevin-saunders</a>——————————————————————— What if the deposit that’s been holding you back from buying a dental practice wasn’t actually required? We unpack how first-time buyers can now secure 100% finance not just on property, but on goodwill too, thanks to a major shift in bank credit policy that lifts the goodwill cap to £750,000 per dentist. That change opens the door for solo and joint buyers to fund real-world practice prices, while still meeting the hard test that matters most: serviceability. We walk through how lenders assess cash flow, why extending goodwill terms from 15 to 20 years can make the numbers work, and how pricing bands change with loan-to-value. Expect straight talk on margins over base, what a small deposit does or doesn’t do to your rate, and how development budgets fit in. If you plan to invest in equipment or upgrades, we outline the trade-offs between short-term development loans and including improvement capital upfront over a longer term to protect cash flow. For current owners eyeing a second site, we explain how to release equity from existing goodwill or freehold to build a workable deposit and still leverage 100% funding on the new acquisition. We also explore the market backdrop: banks competing for healthcare clients, long-outdated caps finally moving, and what this policy “arms race” means for buyers ready to act. Throughout, we emphasise case-by-case modelling, realistic owner drawings, and the refinance play once performance lifts and leverage falls.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

Can I Borrow 100% Of The Money Needed To Buy A Dental Practice? (Part 2) with Kevin Saunders [CPD Available]

Get a free audit of your indemnity cover here &gt;&gt;&gt; <a href="https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/">https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/</a>——————————————————————— Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt; <a href="https://www.dentistswhoinvest.com/videos/heres-how-to-get-more-patients-and-minimise-white-space-with-marius-satraru">https://www.dentistswhoinvest.com/videos/heres-how-to-get-more-patients-and-minimise-white-space-with-marius-satraru</a>——————————————————————— Empty chairs aren’t fixed with louder ads; they’re fixed with smarter systems. We dive into the real reasons diaries have white space and map a practical route from first click to accepted treatment, together with Marius Satraru of Align Media, who builds lead engines for dental practices. Rather than throwing money at SEO or Google Ads, we explore how to repair the funnel: a website that looks human and loads fast, multiple ways to convert (booking, forms, click‑to‑call, chatbot), and a CRM that treats your database as an asset instead of an afterthought. We get specific about the moments where leads leak. Missed calls after hours quietly erase demand, so we talk through AI reception as a night‑shift helper that books or sends links, speeding response without replacing your front desk. Follow‑up time matters just as much; personalised auto‑replies that reference the enquiry keep attention and reduce comparison shopping. We also unpack why fee pages cause exits, how a deposit policy can be tested to lower friction, and why clear finance options and next steps turn price browsing into bookings. For campaigns like Invisalign open days, we show how to start with your existing database: targeted emails, plain‑English benefits, strong subject lines, and simple booking paths. Once foundations convert, then scale. That’s when SEO earns clicks and ads make sense, especially with focused landing pages that mirror ad promises and track results beyond leads to booked revenue. Throughout, we use a simple rule: stop self‑diagnosing. Audit answer rates, response speed, website conversion, CRM automation, and email cadence; fix the largest drop‑offs first, then widen the top of the funnel with the right channels. Want the full checklist and examples you can act on today? Listen now, subscribe for future deep dives, and leave a quick review with your biggest bottleneck—we’ll tackle it next.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

Here's How To Get More Patients (...And Minimise White Space) with Marius Satraru [CPD Available]

Get a free audit of your indemnity cover here &gt;&gt;&gt; <a href="https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/">https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/</a>——————————————————————— Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt; <a href="https://www.dentistswhoinvest.com/videos/what-corporate-structure-should-i-use-for-my-dental-practice-with-ray-goodman">https://www.dentistswhoinvest.com/videos/what-corporate-structure-should-i-use-for-my-dental-practice-with-ray-goodman</a>——————————————————————— Want a structure that protects your personal assets, trims your tax bill, and makes selling your practice smoother? We sit down with specialist dental solicitor Ray Goodman to translate legal jargon into practical choices for dentists—when to stay as a sole trader, when a limited company pays off, how partnerships really work, and why “expense sharing” can quietly turn into a partnership with joint and several liability. If you’ve ever wondered whether dividends beat salary, who can be a director or shareholder, or how to keep decision‑making fair between owners, this conversation gives you the playbook. We pull apart the mechanics of limited companies—the corporate veil, director duties, and the underrated advantage of flexible ownership that can include non‑DCP shareholders provided you meet the director rule. We compare this with partnerships, highlighting the risk of being chased for your partner’s debts and the absolute need for watertight agreements covering drawings, profit splits, deadlocks, and exits. We also examine expense sharing arrangements and explain why, if money is pooled with a view to profit, the law likely treats that as a partnership regardless of the label. Thinking about incorporating an NHS contract? Ray outlines the real pathway: local area team discretion, novation agreements, and the welcome shift in guidance around personal guarantees and time‑limited obligations. We also tackle UDA value conditions that can attach to incorporation and show how to weigh the tax benefits against possible rate reductions. Rounding it out, we look at LLPs, when they make sense, and why many dental accountants still favour limited companies for scalability and sale readiness.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

 What Corporate Structure Should I Use For My Dental Practice? with Ray Goodman [CPD Available]

Get a free audit of your indemnity cover here &gt;&gt;&gt; <a href="https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/">https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/</a>——————————————————————— Get your free verifiable CPD for this episode here &gt;&gt;&gt; <a href="https://www.dentistswhoinvest.com/videos/the-top-5-reasons-dentists-are-overspending-on-their-income-protection-with-luke-hurley">https://www.dentistswhoinvest.com/videos/the-top-5-reasons-dentists-are-overspending-on-their-income-protection-with-luke-hurley</a>——————————————————————— Are you a dentist looking to grow your wealth? You can connect with Luke here: <a href="https://www.viderefinancial.com/investment-options-review">https://www.viderefinancial.com/investment-options-review</a>——————————————————————— What happens to your financial security when you can't practice dentistry?&nbsp; For most dental professionals, income protection represents the cornerstone of financial planning, yet it remains riddled with costly mistakes that could leave you vulnerable precisely when you need support most. In this eye-opening conversation with independent financial advisor Luke Hurley, we dissect the five critical errors dentists consistently make with their protection policies – and provide clear, actionable solutions to fix them. We start by challenging the dangerous mindset that income protection can be postponed. As Luke powerfully states, "Ensuring your future self will never be cheaper than ensuring your today self." Delaying coverage not only increases premium costs but risks accumulating health-related exclusions or even becoming uninsurable. Regular reviews around career transitions prove equally essential, especially when purchasing practices, switching between NHS and private work, or establishing limited companies. The discussion delves into the complexities of aligning protection with various dental income structures. Whether self-employed, operating through limited companies, or employed, different insurers handle income verification distinctly – potentially leaving dangerous gaps in coverage. We explore the critical importance of appropriate deferment periods, coverage definitions, premium guarantees, and inflation protection to ensure your policy delivers when needed most. Perhaps most crucially, we examine how complete transparency during underwriting prevents future claim denials and how income protection should integrate with critical illness coverage, life insurance, and increasingly, private medical insurance to create comprehensive financial security.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

Luke Hurley Investing Strategy

The Top 5 Reasons Dentists Are Overspending On Their Income Protection with Luke Hurley [CPD Available]

Luke Hurley Vertical Investing Strategy 

Get a free audit of your indemnity cover here &gt;&gt;&gt; <a href="https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/">https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/</a>——————————————————————— Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt; <a href="https://www.dentistswhoinvest.com/videos/buying-a-dental-practice-heres-what-you-need-to-know-with-maja-thompson-and-kimberley-parker">https://www.dentistswhoinvest.com/videos/buying-a-dental-practice-heres-what-you-need-to-know-with-maja-thompson-and-kimberley-parker</a>——————————————————————— Stepping into practice ownership represents a monumental career milestone, yet the process remains shrouded in complexity for many dentists. This comprehensive episode pulls back the curtain on dental practice acquisition with unparalleled clarity and expert guidance. Maja Thompson and Kimberley Parker from Henry Schein Dental Practice Sales bring their combined decades of experience to illuminate every aspect of the buying journey. With Maja's background in practice acquisitions and ownership, alongside Kimberley's 15 years specializing in practice finance, they offer a treasure trove of insights you simply won't find elsewhere. The dental acquisition landscape has evolved dramatically in recent years. After a cooling period triggered by rising interest rates in late 2022, the market has adapted, with independent buyers and small groups now driving significant activity. This shift creates tremendous opportunities for individual practitioners looking to take their first step into ownership. From identifying the perfect practice to navigating financing options, this episode methodically walks through critical considerations that shape successful acquisitions. You'll discover why location extends far beyond personal preference, how diverse revenue streams create stability, and the long-term implications of property decisions. The experts demystify practice valuation methods, revealing how EBITDA multiples vary between owner-occupier models (2.5-4.5) and associate-led practices (6-9).——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

Buying A Dental Practice - Here's What You Need To Know with Maja Thompson and Kimberley Parker [CPD Available]

Get a free audit of your indemnity cover here &gt;&gt;&gt; <a href="https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/">https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/</a>——————————————————————— Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt; <a href="https://www.dentistswhoinvest.com/video/1">https://www.dentistswhoinvest.com/video/1</a>——————————————————————— What if the key to financial freedom isn't working harder, but thinking differently about money altogether? That's the powerful premise behind this conversation with Dr. James Martin, founder of Dentists to Invest and a pioneer in financial education for dental professionals. From an accidental entry into dentistry (thanks to a cousin's suggestion) to creating the UK's largest financial community for dentists, James shares the unconventional journey that led him to discover his true calling. After qualifying from Leeds in 2016, he pursued clinical practice while quietly nurturing a parallel passion for finance and investing. The pivotal moment came during recovery from knee surgery in 2020, when he spotted a critical gap – UK dentists lacked a dedicated platform for financial discussions tailored to their unique circumstances. The growth of Dentists to Invest reflects a profound hunger among dental professionals for financial knowledge that traditional education never provided. James reveals how he maintains the community's high standards and value, carefully vetting contributors and ensuring the platform delivers genuinely useful content rather than becoming a marketing playground. The conversation takes a fascinating turn when exploring how artificial intelligence is revolutionizing financial planning for dentists. From AI-generated CPD content to sophisticated financial modeling that considers countless variables, these tools are creating unprecedented opportunities for practice owners to make better decisions with less effort. Most dental practices, James notes, remain stuck in outdated systems – presenting enormous potential for those willing to embrace innovation.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

This Is What Tech Means For Your Career As A Dentist with Randeep Gill

Get a free audit of your indemnity cover here &gt;&gt;&gt; <a href="https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/">https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/</a>——————————————————————— Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt; <a href="https://www.dentistswhoinvest.com/videos/got-crypto-listen-to-this-to-make-sure-you-dont-break-any-tax-rules-with-emily-bingham">https://www.dentistswhoinvest.com/videos/got-crypto-listen-to-this-to-make-sure-you-dont-break-any-tax-rules-with-emily-bingham</a>——————————————————————— We've brought in crypto-specialist accountant Emily from Alexander &amp; Co to demystify the complex world of cryptocurrency taxation specifically for dental professionals. This comprehensive guide walks you through everything from basic capital gains calculations to the nuanced tax implications of staking rewards and stable coin investments. With capital gains tax rates now at 18% for basic rate taxpayers and 24% for higher rate taxpayers, getting this right is essential for your financial wellbeing. The conversation reveals several potential pitfalls that catch many dentists by surprise. Did you know that the "30-day rule" could create tax liabilities even when you believe you've made losses? Or that staking rewards are subject not only to income tax at your marginal rate but also to student loan repayments? For higher-rate taxpayers with outstanding student loans, this means nearly half of your staking rewards could be claimed by HMRC and the Student Loans Company combined. Looking ahead, we explore the seismic shift coming in January 2026 when the Crypto Asset Reporting Framework makes it mandatory for exchanges to share your data with tax authorities. With 52 countries already committed to this global initiative, the window for getting your crypto tax affairs in order is closing. Emily shares practical advice on voluntary disclosure and how to minimize penalties if you haven't been fully compliant. Don't miss this opportunity to claim free verifiable CPD by completing the short questionnaire linked in the description. Equip yourself with the knowledge to confidently manage your crypto investments while staying firmly on the right side of HMRC regulations.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

Got Crypto? Listen To This To Make Sure You Don't Break Any Tax Rules with Emily Bingham

Get a free audit of your indemnity cover here &gt;&gt;&gt; <a href="https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/">https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/</a>——————————————————————— Collect unlimited free verifiable CPD for UK Dentists here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/video/1">https://www.dentistswhoinvest.com/video/1</a>——————————————————————— What happens when a dentist's unexpected knee surgery becomes the catalyst for a financial education revolution? Dr. James Martin, founder of Dentists Who Invest, shares his remarkable journey from clinical practice to creating a thriving platform helping dental professionals achieve financial freedom. Martin's story begins with a familiar feeling many professionals experience—the nagging question of "is this all there is?" Despite enjoying aspects of clinical dentistry after graduating from Leeds in 2016, he found himself drawn to learning about finance and investment strategies. "I thought this is what adults do," he explains, not realizing these self-taught skills would eventually form the foundation of his future business. The turning point came during recovery from knee surgery in 2020, when Martin created a Facebook group to share basic financial knowledge with fellow dentists. What started as simple educational posts about ISAs and pensions organically evolved as members reached out for personalized guidance. This natural demand led to courses, partnerships with financial advisors, and eventually establishing a regulated financial planning firm specifically for dental professionals. Martin's insights into entrepreneurship are refreshingly honest. "A calm sea never made a strong sailor," he shares, emphasizing that resilience and the ability to view setbacks as learning opportunities are crucial for success. His approach to networking—making time for everyone who reaches out and maintaining positive relationships even through difficult interactions—has been instrumental in building his business.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

Here's Why I Left Dentistry At 29 with Dr James Martin

Get a free audit of your indemnity cover here &gt;&gt;&gt; <a href="https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/">https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/</a>——————————————————————— Get your free verifiable CPD for this episode here &gt;&gt;&gt; <a href="https://www.dentistswhoinvest.com/videos/what-to-do-when-you-sell-your-dental-practice-with-luke-hurley-and-anick-sharma">https://www.dentistswhoinvest.com/videos/what-to-do-when-you-sell-your-dental-practice-with-luke-hurley-and-anick-sharma</a>——————————————————————— Are you a dentist looking to grow your wealth? You can connect with Luke and Anick here: <a href="https://www.viderefinancial.com/investment-options-review">https://www.viderefinancial.com/investment-options-review</a>——————————————————————— The decision to sell your dental practice represents a pivotal moment that can shape the rest of your life—yet many dentists find themselves unprepared when that day arrives. In this comprehensive exploration, financial planning experts Luke Hurley and Anik Sharma reveal the critical strategies that can maximize your practice valuation while ensuring financial security throughout retirement. Far too often, practice owners focus solely on achieving the highest possible sale price without understanding their true "number"—the amount needed to sustain their desired lifestyle indefinitely. Through powerful financial modeling, we demonstrate how calculating your lifetime consumption needs can transform both your negotiation position and post-sale strategy. One revealing example shows how a seller remained deadlocked over a figure far higher than what financial planning revealed they actually needed to live comfortably for life. Beyond the numbers, we explore the emotional dimensions of practice transitions. Your identity may be deeply intertwined with your professional role, making the psychological adjustment as important as the financial one. For those considering earn-out arrangements, we discuss the unique challenges of answering to new owners while watching changes to the business you've built.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

Videre Financial Planning and Wealth Management

What To Do When You Sell Your Dental Practice with Luke Hurley and Anick Sharma [CPD Available]

Are you a dentist looking to grow your wealth? Visit our website to learn more.&nbsp;<a href="https://www.viderefinancial.com/contact">https://www.viderefinancial.com/contact</a>——————————————————————— You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a>——————————————————————— Dreaming of an early retirement? This episode is your guide. Financial planning expert Anick Sharma joins us to share actionable steps tailored specifically for dentists. He challenges traditional retirement models, urging you to measure wealth not just in pounds but in time, relationships, and meaningful experiences. Through an inspiring client story, Anick illustrates how understanding your financial position and setting clear goals can help you retire sooner than you thought possible—all while aligning your finances with the life you truly want.We explore how to balance your financial “bucket,” ensuring income, assets, and spending work together to create both present happiness and long-term security. Anick draws a brilliant analogy between financial planning and dental treatment planning: a clear diagnosis is key before choosing the right remedy. Whether you’re planning to step back early or just want to secure a stress-free retirement, this episode is packed with insights to help you craft a strategy that fits your life.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.

The Academy Want to become a DIY investor too

Discover actionable steps to retire early with financial expert Anick Sharma in this must-listen episode.

The Dentists Who Invest Podcast

EXPLORE

COURSES

GET IN TOUCH