Dr James, 9s:

what is up everyone? Welcome back to the Dentists Who Invest podcast, another episode today with returning face Dr Jassy Sidhu. Jassy, as we know, loves property and knows an awful lot about property, and you know what this podcast is about information when it comes property, but also, as well as that, a little bit about Jassy's journey, because a few things have changed since we last spoke, which will be cool to get an update on, and you know what, when you hit a new vantage point, then actually you see things with a new perspective because you're like higher up the scale and you realize things you didn't necessarily realize before, and that's very much the theme of this podcast and what we're going to be talking about today. But anyway, Jassy, how are you? Yeah, good, thanks for having me back, James. Yeah, yeah, good, living the dream, living the dream, my man, respect, respect and you know what. Actually, by a lot of people's standards, yeah, on that front, it sounds like you are doing quite well, because I know that we were catching up just before the camera. We turned the record button on and the camera on just today and you were telling me that you actually take the whole summer off just to do Jassy things and have fun and what have you, and travel.

Dr Jassy, 1m 13s:

So yeah, man, that's living the dream by a lot of people's standards yeah, I, I don't take it completely off, but I, um, I work a lot less in the summer down, yeah, yeah, so, like at the beginning of the year, uh, I'll work really, really hard, try and get all the deals in, start getting it all flowing, um, because sometimes a nice time to enjoy yourself, the sun's out, beer garden, weather, we've got the Euros on, it's in season for the place, like our B-Film, our Bay of Vegas, I like to travel in the summer, so, yeah, so work hard, play hard right, respect man.

Dr James, 1m 46s:

Well, listen, we were also saying something just before the camera as well, that when it comes to retirement, retirement isn't just a definitive endpoint. You can actually take your retirement in chunks, and I really like that philosophy, because if you take your retirement in chunks, what do I mean by that? We have these little like mini retirements or mini periods where you slow down. Then what it means is you've got the benefit of having freedom, but also relative youth as well, which is a huge plus point.

Dr Jassy, 2m 14s:

Yeah, I mean I hadn've heard of that before. You mentioned it, but it's so true, um, because, like, if you wait till you're old, as you said before and you retire, your body's not the same. You can't do the same kind of things. Right in your 20s and 30s you're full of energy, you know you can hike up that mountain, you can go for that rave, you can. There's a lot that you can do in an experience and so, yeah, I think it's quite important to enjoy your youth as well. Um, in fact, there was a. I don't know if you heard it. There's a podcast. I think it was jimmy carr and stephen barnett. Um and um, jimmy carr said something. I can't remember the exact words, but he said something like he goes, he goes. I guarantee you, in 20 years time, if you could give up all your wealth and all your money to come back and be as healthy as you are now, you'd probably take that, and I thought about it.

Dr James, 3m 2s:

I was like I definitely would there you go and it's a little there's. There's another analogy which is similar to that that I throw around sometimes, and it's the story of a 93-year-old billionaire. How much would the 93-year-old billionaire give to be 33 again? He or she would probably give all their money to swap places, and I genuinely like to know how many 33-year-olds would be 93, would give away 60 years of their life for £1 billion. I don't think it's worth it. It's an interesting thought experiment.

Dr Jassy, 3m 32s:

Yeah, yeah, but you know, if you think about that, it makes you appreciate life a lot more, like it's gratitude, isn't it? Probably don't do it enough.

Dr James, 3m 40s:

I know I do, bro. We all futurize our success, so we all think there's gonna be an end point for our happiness, but your problems problems today, like the literal issues that you're facing today are actually the dreams that you had from five years ago, and what I mean by that is the things that you wished for five years ago are actually the things in your life today that you're trying to perfect and you're not happy with and you're trying to make better, and so really, it's easy to frame those as problems, unless we remind ourselves that not so long ago, we actually wanted these things and wished for these things and asked for these things very powerful, but anyway, listen, you know it's. It's interesting because you've got yourself to a great place and your vehicle for, if we want to call it I know it's not fully financial freedom yeah, the important thing to remember about financial freedom is it's not necessarily a binary thing, it's more of a continuum. So you're definitely further along the continuum. For then then, a lot of people, which is awesome, and we're both happy to say that, and we're saying that from a place of inspiration more than anything else, because, Jassy, you're 37, right, and you've got yourself to a place where, well, there's a lot more freedom in your life than what there would be for a lot of people traditionally around about your age, and you've done that through the vehicle of property. Yeah, yeah, yeah, yeah, property is your game, property is your bag yeah, yeah, I, I, yeah, I.

Dr Jassy, 4m 59s:

I think what you said before as well about um. You were where you want to be in five years, like, um. We all kind of make goals that you know we want to get here, um, by this, this age or this time, um, and what always found is, whenever I make a goal where you know I want to hit X amount per month passively or I want to have X amount popped into my belt, whenever I get there, it's always an anticlimax Like I get it, I feel great for. Like you know, I feel great for like a month or whatever. I feel great for. Like you know, I feel great for like a month or whatever. I'll enjoy myself, and then I'll be like, oh, what next? It doesn't last, there's. No. It's quite an important point as well. There's no kind of like you get there and that's it. You're just happy and life is just, you know, sparkles and rainbows. That doesn't happen. The actual best part, funnily enough, and it's quite cliche it's actually the journey, it's actually the fulfillment that you get from consistently hitting your goals and bettering yourself. It's quite an important thing, I find, in terms of being happy. I think that's a really important thing as well, not only financial freedom, but are you happy in life? Because I've met a lot of people that got a lot of money but they're not fulfilled or they're not happy, if that makes sense. But yeah, in terms of financial freedom, yeah, it's doing all right now, isn't it? Well on your way. Well on your way.

Dr James, 6m 33s:

Listen, the whole there being an end point thing is a total illusion. Yeah, the thing that breaks my heart is when the dangle, when the carrot is dangled in front of somebody for 30 years and they're told whenever they hit 65 or 70 that they're going to feel that way. Right, because when you've hit that age and you reach that stage and you realize that and have that epiphany, you've already lived most of your life. So what about if you can have that epiphany much younger and then account for that in your actions much sooner? Then what it means is, well, you're way more likely to not fall into that trap and also give yourself permission to be happy in the here and now. But anyway, let's, let's talk about your property portfolio. Uh, jesse, how does your pro? I'm just curious. I know we've talked about this before, but just to reiterate how does your property portfolio look? Is it mainly by the lets? Is it like HMOs combination?

Dr Jassy, 7m 19s:

Yes, I've got a bit of everything really. I've got single-family lets. I've got small blocks of flats. I've got normal HMOs, I've got larger HMOs. I've got a service accommodation flat as well. I've never really like I know some people just stick to like one thing and they're just homing in on it. But I've always just like look, if the numbers work and I'm going to make money out of it, I'll kind of just do it. But I've got to a stage now where we are trying now to kind of make the transition from residential more into commercial. So like bigger, bigger deals. Because what you find is, with the bigger deals it's going to take a similar amount of time, it's going to take a similar amount of effort, but the numbers are just bigger. So it kind of just makes sense. So, um, I think I mentioned in one of your previous podcasts we've got we've got a pub that we're converting into um, a 17 bedroom hmo. So so that planning's going in, um, we've already actually started speaking to potential end users and and looked at what kind of rent we might achieve. So we're trying to get it so that it all flows straight away. So as soon as the property is finished it gets rented, literally like the day after. So we also looked at another deal which we lost out on. Unfortunately, that was just before I went away, so that was going to be a 23 bedroom HMO Pains me to say, but we lost out on our bid by about 30 grand.

Dr James, 8m 56s:

And I was just kicking myself after, I was like oh no, oh man, oh man, never mind, never mind, there's always the next opportunity, eh, 100%.

Dr Jassy, 9m 6s:

Like you know, about five years ago I would have been really down about it for ages. But I was down about it for a day or two because it was a really good opportunity and 30 grand is like nothing. But it's like I think the GDVN is like 1.1 more, but I was like doesn't matter, and the next biggest deal is literally around the corner. It's just going to come at some point.

Dr James, 9m 29s:

You never know when it's going to happen at some point. You never know what's going to happen. I tell you what, though? There's probably and you probably know this stuff yourself, but just to reiterate from the point of view of the audience, uh, who? Maybe someone has yet to come across this logic that I'm about to espouse. Do you know what I'm hearing whenever you say that? Right, sometimes when you miss out on something by like this much? Right, there's a big old fucking learning point there, right? which will actually make you way more further down the line. So there's actually a little bit of an opportunity for gratitude there. It's like right, what did I learn? And how can I never do that again? And actually do you know that deal that you missed out on? However much it was right, that learning point might make you way more money as time goes on yeah, of course, of course, definitely it's.

Dr Jassy, 10m 8s:

It's. It's not a mistake if you learn from it. It's a lesson, right? Yeah, I listened straight away. Me and my business partner were on the phone to it and we said straight away we were too bearish, we knew it was a good deal anyway, but we were trying to get it at a steal rather than a decent deal, and then we both got punished for that. The numbers would have worked 50 grand higher than what we were, what we put on our frame for, and we lost that on 30. So it's like, well, we, we should have gone higher. We were being greedy, right, we were like let's get this at a really good price. I think it was a repossession. Um, so lesson learned. We know, we know next time we're like. We both said we're like okay, next time we're not going to make that mistake oh man, hey, you either win or you learn.

Dr James, 10m 53s:

Bro is a really good model for life. I like that I like that.

Dr Jassy, 10m 57s:

You either win or you learn. It's cool, right, isn't it? Yeah, you know what?

Dr James, 11m 1s:

someone said I can't claim it as my own. Someone said it to me recently and I was like yo, I'm gonna say that. I'm gonna start saying that. So I'm glad that you enjoyed it as well. Um, anyway, do you know what? Let's talk about what you were just talking about just then. Let's talk about the numbers. What are the key metrics that you look for in a good property deal?

Dr Jassy, 11m 20s:

So when we're looking at the bigger deals, it's a slightly different metric, because we've got investor finance coming in. So you've got your, your, your mezzanine finance, which is what you put down as your deposits, and you've got your senior finance, which is what the banks give you, and then you've got your finance for your refurb loan. So we're talking quite big numbers with that kind of stuff. So when we're looking at those kind of deals, there's like two, three of us that do that. They're going to be in the region of around about a million pounds to two million pound GDVs. So we try and do it so that at the end of it we're going to pull most our money back out. Now, I don't mind leaving in, like if you have to leave like 50 grand in each or something like that, that's fine. But the main metric is to be able to pull our money back out, pay our investors, and then we can go again. So, so, so that's that's kind of like the goal, because you're recycling your money and when you're doing that regularly on bigger deals, it just, it just snowballs massively right, so pull your money out.

Dr James, 12m 22s:

and what you mean by that, if I've this correctly because you'll know way more about property than me it's like you buy the property and then you add value to it and then you refinance it and get your money back, right?

Dr Jassy, 12m 46s:

out and you're leaving a bit in um, because, because we're just starting with the bigger stuff, we want to pull most of it out. But if we go further down the line, because we'll have cash flowing in from our earlier deals, then you're probably willing to leave a little bit more in. So your business model will change slightly. But it's all about getting your cash out so you can go into the next one, because if you don't get your cash out to save, you know, hundreds of thousands of pounds, it's going to take you a lot of time. That's going to slow your journey down. So it's it's it's majority about recycling your cash yeah, I hear you 100.

Dr James, 13m 13s:

And on how do you add value to those commercial properties and how do you make them worth more?

Dr Jassy, 13m 19s:

oh yeah so. So when I say commercial, I'm talking. Talking like that may be like a small block of flats that's run down or something that you can turn into HMO. So you're getting your value by either planning gain or by like refurbs and stuff like that.

Dr James, 13m 37s:

Yeah.

Dr Jassy, 13m 38s:

Or sometimes if you see an opportunity that the seller hasn't seen, opportunity that the seller hasn't seen, um, so there's lots of like. There's lots of like, permitted developments and stuff like that that sometimes the agent or the seller might not be aware. But if you know of that, then you automatically know a way that you can add value, so you can use that to your advantage but, that might all change now because labor are probably going to come in. So they're not a fan of planning, so that might, that might go out the window this is the thing with property, right.

Dr James, 14m 8s:

The government love to shuffle the cards on it, right? Because they my understanding of it is it's like they want, they want growth, but they want the right amount of growth, right? So if it's like running a little hot, basically they tighten things up and then, if it's running a little well, they're not getting a little bit of growth every year over and above inflation and property prices, then what they'll do is, well, they'll loosen things a little bit, but historically it's always been over the price of inflation, so labor will probably tighten that up, right yeah, yeah, but to be honest with you, I prefer it when they shuffle the cards with it, because it creates more opportunity.

Dr Jassy, 14m 47s:

If it's the same for a long time, everyone knows the game, whereas if they change the thought, if you're educated, you teach yourself, you start reading policies, you start like speaking to architects, you can get ahead of the curve and that's where the opportunity is. So I prefer it like that. That's where I can come in and make my money, if that makes sense it totally does, right, and that's a brilliant reframe right there.

Dr James, 15m 11s:

Uh, crisis inverted commas okay, it's just opportunity in another costume is another saying that I heard once upon a time, like coronavirus and things like that, like there was so many uh things, or you know that some obviously coronavirus would never wish for it and it was a bad thing there was. There was, of course, opportunities there in lots of different areas and, as you say, that's another example of that exact thesis or philosophy when the government come in, that things will shuffle, but there'll be chances to do well from that, which is awesome. Um, what was he going to say? Okay, okay, cool. So, and by the way, just for everybody listening to this podcast, we are recording on the 4th of July 2024. So by the time this podcast comes out, there'll be a little bit more clarity on that. So this podcast is going to come out at a nice time, right? Because people are going to be like, oh, okay, actually let me go and look at that, because this will be a few weeks after this date, so it's good that you said that, okay. So, jesse, do you know what? Listen, thank you for that. And that was us talking a little technical about property and what have you. And then I wanted to get on to the other thing that we were going to talk about today in this podcast. We were going to talk about how financial freedom actually looks, and there's a little bit of an analogy in here, right? You know, if you're driving your car along at night, you've got the headlights on, okay, you can only see what's 30 foot in front of you, right, and it's not until you're there that you can actually see the next 30 foot, and life's a little bit like that as well. Your perspective changes as you advance, right. And you know that continuum we were talking about a second ago. It's like a lot of people, a lot of people spend their whole life aspiring to get to that point where they no longer have to do the nine to five, five days a week, right. And then, as you gradually transition more towards financial freedom, you're making progress, right, and your perspective changes and sometimes, if we have that nine to five, five days a week mindset our whole life, we never actually get to gain the wisdom of how more financial freedom looks until many years down the line. But you've already been there to a degree, if you agree with me, of course, from what I yeah, yeah, yeah, no, no, yeah yeah, yeah, yeah, that's a good way to put it like you can only see like a certain distance in front of you.

Dr Jassy, 17m 17s:

Yeah, um, they always say that, um, when it comes to, like, making goals and where you want to be in a certain amount of time, we always overestimate what we can do in a short period of time, but we always massively underestimate what we can do in a long period of time, because, because, what happens is those little kind of like wins, um, they really mount up and collect and it really snowballs later on. Um, and I find that with my journey as well, like, um, you know, when I first started, I used to question myself you know, am I doing the right thing? I'm not. I'm not seeing any returns on this and I'm working so hard. Like all these books are like they're just chatting it and none of this works. Like we all, we all go through that. We all question ourselves. But, you know, when you persist and you see it, it's awesome. So, like, in terms of financial freedom. Now, I think financial freedom, everyone's probably got their own definition of it. My definition is I can do what I want when I want. Am I there? Yeah, yeah, respect, man. Is that the end all. Was there any like rainbows coming out or anything like that?

Dr James, 18m 24s:

No, you get bored you get bored.

Dr Jassy, 18m 30s:

You get bored. When I say financial freedom, like, that doesn't mean like I could just start working tomorrow and I could just go on like 10 holidays a year. That just means that if I start working tomorrow and I didn't want to work another day in my life, I can do that. And you know my mortgage, my, my bills, everything can all be covered um, comfortably, um. So so yeah, it's good. But what happens is when you get to that stage, you like it for a bit, you get bored, and then you're like what's the next step? And now I've got another goal. I know what that is now and I know myself. When I get there, I'll get. I'll like it for like a month or two, I'll get bored and then I'll be like okay, what's next? It's it's just a continual kind of it's. It's never ending really. But as long as you're enjoying yourself as well and you're not one of those people that is just like, oh, I want to make money, money, money, money, money, money, then it's all right. Man, like, you've got to continually have that fulfillment in life. It's quite important.

Dr James, 19m 29s:

So so, yeah, I agree man and you know it's, it's. It's a little bit like this, right, you know how you were talking about. There's that period of hustling, okay, that most people go through, right, and I always compare that. You know Rocky the movie. You know rocky the movie. You know the rocky cut scene, right, yeah, you know what he has to. I think from from memory in the first movie, is it apollo creed? Who's the baddie? No, it's the russian guy, isn't it?

Dr Jassy, 19m 54s:

now? That's number three? I think so. No, so number one is apollo creed.

Dr James, 19m 57s:

Number two is boom, apollo creed, and then number number two. Anyway, we digress, we'll have to catch up our Rocky knowledge is failing us right now but anyway, rocky number one, that was my moment to shine, right there, that was my moment to shine, bro, but anyway, um, rocky number one right. So he's fighting Apollo Creedollo creed and he realizes he needs to step up big time to beat apollo creed. Right, and he's like running up the steps, he's punching the meat, he's doing all these things right. So that's the rocky cut scene. Yeah, and I think every entrepreneur goes through the rocky cut scene right in their job or in their career. Yeah, but the problem is, do you know that mindset to like fight your way out off the the whole rocky cut scene? Okay, it actually stops serving you past a certain point. Right, because you're too ingrained to think that you have to keep hustling right and futurizing your success, and it's so important to be able to realize that actually, all the stuff I fought for has already occurred. Let's enjoy the moment a little bit, because that's why I did it. To put it in context, you're doing two days a week in dentistry, but you have freedom outside of that to do a lot of the shit that you want to do, which is amazing, right, so you've kind of come through the rocky cut scene in a way which is, listen, there's the next one, it becomes optional. Past a certain point, you can find things to do, right, yeah, so would you say that you're that that right? There was a learning, I feel like, for me as well, would you?

Dr Jassy, 21m 22s:

say you agree?

Dr James, 21m 23s:

with that, first of all, or what are your thoughts on what I've just said? Yeah, yeah. And then when you get there, when you beat Apollo Creed, right then there's learnings. Yeah, you realize things and you're like, wow, I thought that this victory would satiate my continuous necessity, or urge, to feel like I'm accomplishing things. Yeah, but it's not always the case, right.

Dr Jassy, 21m 49s:

I think another thing as well is, once you have got to that stage, you have done like it's always hardest at the first right. You're learning everything, you're building your team. When you got to say, for example, like, we're kind of like, you know, I draw money out of the companies now to pay my mortgage and my bill, so I don't have to worry about that. Anything I earn in dentistry now is literally um, just like you know, holidays, drinking, going out, eating out, if I want to buy any clothes or want to buy whatever. But what you tend to find is, when you get to that stage to like, for example, for me now to buy another house and refurbish it, it doesn't actually take me that much effort. I get the deals, I've got the build team, I've got the project manager, I've got the manager to to to to look at it once it's rented. I've got my own personal assistant now to do with most admin. So, in terms of my actual personal time now, whereas in the past it would have taken me like loads of time, now it doesn't and now it's very easy. I literally I've got. I've got a system in place. So I actually went to pick up some keys earlier today I got my checklist, took a picture of all the gas meters, took a video. I was like so this is what we need to do. So I did a walk-on video. So after that she'll make a form basically with everything that needs doing, send it to the bill just to get the quotes my personal assistant will get on the phone she's probably doing it now onto the phone to the utility companies to change over the bills over um. So it just. I've literally gone there once today, take a video. I will probably go there another once during mid-time of the refurb and then I'll go right at the end. So I'll only go there three times um, and that will be the property done, dusted, rented. So so how much effort is that for me? Really not a lot. So if I get a deal come, it's not so much. Now I need to get more, more. It's like well, you know, if I can make another, you know x amount of money off this, I need to go to the pub two, three times.

Dr James, 23m 46s:

I might as well just do it right so you systemize the absolute shit out of it is the big yeah yeah, I've got.

Dr Jassy, 23m 53s:

I've got literally operation manuals for it. But like to order to order, to order laminate for the flooring. I've got an operation manual to order carpet. I've got an operation manual to order furniture or whatever, like everything like. And I've got a process like with our kitchens, for example. Um, we've got people that make us bespoke kitchens, but we order so many we get it a really good price uh, cheaper than like howden's. Um, diy kitchens, everything. Um, I think the last kitchen we ordered was like 1250 or 1200 quid, which is really cheap for a kitchen. So I got the process um, this is how we design it. Um, once you've got the design, send it on this whatsapp group where it's me and the kitchen guy. I'll quickly check it, I'll approve it. It will then get ordered and delivered straight straight to the builders on site. So like, everything is like systemized. So so for me I have to do, because I'm quite lazy inherently, so. So I'm like, if I can delegate something out, I will happily delegate it out, apart from stuff which is like really really important. I struggle with that. So, yeah, so systemize everything. So everything is literally like minimal effort now and the goal is the goal is to get to a position where I'm buying one house every month and I only need to go visit it two or three times a maximum, and then that that's like that's the baseline. And then to start doing these bigger commercial deals, like hopefully one day get to like multi-million pound deals, and then spend time doing those ones, because they need a lot more oversight than than the hazard.

Dr James, 25m 32s:

They're quite simple to do respect me, and it's such an epiphany the realization that you can systemize stuff and delegate the lower leverage parts of the overall task or mission or objective and really you're like the rock star, right, and you come in and it's like you're, that's what every business owner wants to get to right. You're like the rock star, you come in, that, that, that, that, that right. Somebody else draws it up and sends it off to people, and sops are the way man yeah, yeah, 100, 100, yeah, yeah, yeah I'm curious because I I had that realization as well. I learned it from. I realized it over the years, but I'll tell you what I read about two, three months ago that really brought it home for me is the book the E-Myth, yeah, and I already knew about the whole wisdom and SOPs thing, but there was like that little 20, 30% that I maybe didn't see it in the right way or I could have been understanding it better, that that book really helped me with. So I'm wondering where you learned that from. Was it observing other entrepreneurs, any resources, any books?

Dr Jassy, 26m 35s:

yeah, I learned to from like speaking to other people and stuff like that. And and one thing that always stuck with me is, um, I can't remember the name of the form, is it? I think it's called the founder. It's about like mcdonald's we've seen that form and like when, when he, when he, when he goes, and he, like he's like how can you make a burger in like five minutes? It's not possible. And they were like come, let me show you. And the way that everything was just systemized, like that kind of clicked for me. I was like that's quite good, because everyone knows what they're doing when they need to do it. It's kind of like, and with checklists, because, like, even I'll forget stuff if I don't have a checklist, it's quite natural, right, when you've got lots going on your mind will just forget stuff. And it's like that was like a light bulb moment for me where I was like, oh, remember that for the future you might need it, kind of thing. Yeah.

Dr James, 27m 27s:

Like the part in that movie where he has all the components of a kitchen and they go to the tennis court and they just move it around until they find a position order.

Dr Jassy, 27m 36s:

That part yeah so, for example, um, something similar to that that we do when we do like, um, some of the bigger projects and we're looking at layouts. We will actually go into a room, um, with like spray paint and on the floor, just mark this is where the bed's going to go, this is where that's going to go, and then actually walk around it and see does this work? Because a lot of times you'll find that it looks good on the drawings, but then when you actually do it, it it doesn't work. So we that's that's one thing we always do is all use chalk on the flooring, um, so we can like dig stuff around and make sure that it kind of like we're getting the the best use of space, if that makes sense that's.

Dr James, 28m 12s:

That's bloody brilliant. That's pretty much exactly like that movie, then. But yeah, yeah, was that inspired by that movie?

Dr Jassy, 28m 18s:

no, that's quite a common thing that developers well, listen, I should have just lied for the podcast.

Dr James, 28m 25s:

Yeah, it was hanging there, it was hanging but you know what? if it's good enough for ray crock, right, it's good enough for us flipping. Uh, yeah, mortals, right, but uh, but no, listen honestly, jesse, thank you so much for your time and wisdom today on the dennison invest podcast and you know what to all the listeners? The reason we do this stuff is to inspire people and show people what's possible, and we really hope it's received in that way, you know, because it's only whenever you really hear these stories that you begin to think to yourself right, holy shit, I can up my game, I can achieve what lots of people think is only possible at 60 or 65, uh, a lot sooner in my life. And it's when I embrace this wisdom and knowledge and alternative there's and listen, that I hope no one gets the impression that we're sit, we're sat here saying we're perfect, look at us. We're definitely definitely not saying that. We're just saying here's some cool that we learned that we feel deserves a platform and we hope to share this with the world from the point of view that we can excel people and ascend them further and faster along their own journey to financial freedom. Yeah, I did perfectly put.

Dr Jassy, 29m 33s:

I think um, very important, like um, there's a lot of people like this. I was very lucky in my life that a lot of my friends were like into business and stuff like that, so I was quite fortunate that I could kind of just learn and I was exposed to that environment. But a lot of people don't. That's why I like actually going on podcasts like this to show people and to give that exposure, because you don't know what you don't know. If that makes sense, yeah, love that man. I am far from perfect. I'm the absolute opposite. I make more mistakes than successes.

Dr James, 30m 8s:

We've both got a lot to learn in the perfection front of both of us. But, then again, what human, doesn't what human? Yeah, yeah, there's if anybody tells you they're perfect, that's when I'm more suspicious. Right there, do you know what I'm like you can't trust that person. Gotta keep my eye on them, but, yeah, but, but listen, you know that person that you described just then, jesse, like I, I personally had an awakening around 28 29, where I was like, right, there's this whole dimension of reality that I was not aware of because I was so employee mindset until I hit that age. Yeah, and it's not to say that's inherently bad or it's inherently good. It's just to say that when we demonstrate this stuff to people and show them these things and disseminate this information, that at least if someone chooses to stay in that zone, they're making a conscious choice rather than an unconscious choice. I was making an unconscious choice, bro. Yeah, man, that's actually why the podcast and dennis who invest comes from here a lot, because I just wouldn't want anybody to fall into that without realizing that other things are possible, because then that way you get to choose what you do yeah, yeah, 100%, yeah, well put, yeah, yeah, that's awesome let's go, jesse, listen, it's always a friggin pleasure to have you on the dentist invest podcast. I'm already looking forward to our next episode to touch base with yourself and see how your property journey is progressing. If anybody listening to the Dentists Who Invest podcast wants to reach out to yourself, Jassy, where would they be best off finding you?

Dr Jassy, 31m 43s:

Instagram, Dr Jassy Sidhu, Yeah, yeah, hit me up. Drop me a DM. I do check him.

Dr James, 31m 51s:

Feel free to slide into Jassy's DMs. He's cool with that. He's cool with that All right, guys. Well, listen. Thanks so much once again, Jassy. Hope everybody got a lot of value from this podcast. Hope everybody has an amazing day, wherever you are in the worldwide world, and we'll see you both. We'll see you all on the next episode. Much love and, in a bit, cheers. Thanks for having me.