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Matthew Marsh

Matthew Marsh

James Martin

Dr.James Martin

Episode 115

Wisdom On Mortgages with Matthew Marsh

Hosted by: Dr. James Martin

The Academy Discover Your Options as an Investor

Description

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Ever feel like you're lost in the labyrinthine world of mortgages? Fear not! We're here with a guide who's not just survived but conquered this mysterious territory. Matthew Marsh, a mortgage veteran with over two decades of experience, is your trusty guide, simplifying the complexities of overpaying a mortgage, and flagging potential penalties that could trip you up. He also provides a crucial compass: knowing whether your mortgage is daily rated interest.

We'll also navigate the vast landscape of mortgage products available from lenders. Matthew reveals the hidden pros and cons, helping you to map a path to the best deal that fits your individual situation like a glove. Beyond the headline rates, Matthew shines a spotlight on the smaller print – fees, cashbacks, free legal work, and turnaround times – ensuring you're not blindsided.

Marching on, we’ll venture into the terrain of credit profiles, buy-to-let mortgages, residential properties, and the all-important mortgage stress test. Matthew clears the fog around the potential fallout of missed payments, and stresses the importance of keeping your lender in the loop, especially when letting out your property. Rounding off our expedition, we'll learn how to reach out to Matthew and his firm, RBM Solutions, and why he hasn't yet danced on TikTok! Ready for an adventure? Join us now.

Transcription

Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.
The Academy Discover Your Options as an Investor
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