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Ready to unravel the secret language of buy-to-let mortgages and interest rates? Join us for a captivating conversation with our guest, Tony Hammond. We're navigating the maze of the UK's property market and the ever-evolving landscape of its mortgage rates. We're talking Bank of England, market influences, and the challenges our landlords face amidst the fluctuating supply and demand. Tony also gives us the lowdown on variable and fixed-rate mortgages, and why those fixed rates are on the decline again.

Ever wondered about the nitty-gritty of buy-to-let mortgages and taxation? Tony breaks down how the recent shifts in tax rates affect your rental property profitability. We'll cover the Interest Cover Ratio (ICR) and the Prudential Regulation Authority's interest affordability stress rate requirement. We're also delving into the world of property investment, underlining the significance of consulting a broker, having a 25% deposit and spreading your investments across multiple properties. Tony also enlightens us on the gains of investing through a limited company and how the shifting tax rates can impact your rental income. Strap in for an enriching discussion!